401 Payne St, Tupelo, MS 38804 Property Records

Lee County property record for 401 Payne St, Tupelo, MS 38804

Property Summary

Property TypeSingle Family Home
Details1 ba · 910 sqft · built 1930
Lot Size0.16 acres (7,000 sqft)
Owner2 Individual Names on File
Last Sale$20,000 (Apr 2021)
Tax Bill$549 (2025)
Flood ZoneZone X (moderate risk)
APN113T-05-019-00

Property Details

APN / Parcel Number

Primary APN113T-05-019-00
Alternative APNs
  • 026403
  • 26403

Interior

Full Baths1 Bath
Total Rooms5 Rooms
Building Area910 sqft Heated Area
Gross Area1,023 sqft
1st Floor Area910 sqft
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1930
Exterior MaterialWood
Construction TypeWood
Foundation TypeConcrete
Roof TypeGable
Roof MaterialAsphalt
Lot Area7,000 sqft (0.16 acres)
Lot Dimensions100 ft deep x 70 ft wide

Location & Zoning

Account Number026403
Old Parcel Number113T-05-019-00
Street Address401 PAYNE ST
CityTUPELO
StateMS
Zip38804-5023
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT PT NE1/4 NE1/4
Legal Range06E
Legal Township10S
Legal Section05
JurisdictionLEE MS
Township / Civil Division5
Census Block Group3
Census Block3005
Census Tract950700

Owner

401 Payne St is owned and occupied by two individuals who bought it in April 2021.

Source: Lee County records, as of October 29, 2025

Owner of Record2 Individual Names on File
Mailing Address401 PAYNE ST, TUPELO, MS 38804-5023
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 8, 2021 · Amount on File
Deed SaleApr 8, 2021 · Amount on File
Deed Document Number0020215222
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 401 Payne St was $549 with a homeowner's exemption.

Source: Lee County assessment roll, as of September 1, 2025

Property Jurisdictions

TypeName
StateMississippi
CountyLee County
MunicipalityTupelo City
Unified School DistrictTupelo Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$549.00 Homeowner's exemption$4,044$40,440 Land $10,000 Building $30,440
2023$333.00 Homeowner's exemption$2,491$24,910 Land $10,000 Building $14,910

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 401 Payne St in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies4 in force
Nearby Flood Claims4 (1983–1991)
Most Recent ClaimMay 1991 · Severe Storms, Tornadoes & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 401 Payne St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 84% of Mississippi
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF TUPELO
serves 37,000 people · EPA ID MS0410015
Water SourcePurchased surface water from N. E. MS. REGIONAL W/S
Last State InspectionApr 2021
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 250
C Spire Wireless
Fixed Wireless
100 / 20

Nearby Properties on Payne St

Nearby Streets

Search Property Records by Address or Parcel Number