Lee County property record for 331 Payne St, Tupelo, MS 38804
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,425 sqft · built 1940 |
| Lot Size | 0.482 acres (21,000 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $879 (2025) |
| Deeds & Mortgages | Sep 2025 Line of Credit Nov 2022 Mortgage + 2 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 089V-32-020-00 |
| Primary APN | 089V-32-020-00 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Total Rooms | 5 Rooms |
| Building Area | 1,425 sqft Heated Area |
| Gross Area | 1,585 sqft |
| 1st Floor Area | 1,425 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1940 |
|---|---|
| Exterior Material | Vinyl |
| Construction Type | Wood |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 21,000 sqft (0.482 acres) |
| Lot Dimensions | 210 ft deep x 100 ft wide |
| Utility Building | 264 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 025353 |
|---|---|
| Old Parcel Number | 089V-32-020-00 |
| Street Address | 331 PAYNE ST |
| City | TUPELO |
| State | MS |
| Zip | 38804-5021 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT SE1/4 SE1/4 100'X 210', 115' X 350', 125' X 452 |
| Legal Range | 06E |
| Legal Township | 09S |
| Legal Section | 32 |
| Jurisdiction | LEE MS |
| Township / Civil Division | 5 |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 950700 |
Source: Lee County records, as of October 29, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 331 PAYNE ST, TUPELO, MS 38804-5021 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 23, 2025 | Deed of Trust, Mortgage · Line of Credit RENASANT BANK |
| Nov 8, 2022 | Deed of Trust, Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Oct 11, 2022 | Deed of Trust, Mortgage SECRETARY OF HOUSING URBAN & DEVELOP |
| Nov 16, 2020 | Deed of Trust, Mortgage MISSISSIPPI HOME CORPORATION |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 16, 2013 |
| Deed Sale | Sep 16, 2013 |
| Prior Sale | Sep 16, 2013 |
| Deed Document Number | 2013012000 |
| Last Transfer Date | Oct 31, 2024 |
| Transfer Doc | 2024012131 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEE MS |
| Property Address | 331 PAYNE ST, TUPELO, MS 38804-5021 |
| Transaction Type | Mortgage |
| Record Updated | Apr 14, 2026 |
| Name | Verified Name |
|---|---|
| Address | 331 PAYNE ST, TUPELO, MS 38804-5021 |
| Document Number | 2025011660 |
|---|---|
| Date | Sep 23, 2025 |
| Instrument | 2025011660 |
| Name | RENASANT BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Sep 25, 2035 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEE MS |
| Property Address | 331 PAYNE ST, TUPELO, MS 38804-5021 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2023 |
| Name | Verified Name |
|---|---|
| Address | 331 PAYNE ST, TUPELO, MS 38804-5021 |
| Document Number | 2022015211 |
|---|---|
| Date | Nov 8, 2022 |
| Instrument | 2022015211 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Amount | Amount Recorded |
|---|---|
| Term | 251 Months |
| Due | Oct 1, 2043 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEE MS |
| Property Address | 331 PAYNE ST, TUPELO, MS 38804-5021 |
| Transaction Type | Mortgage |
| Record Updated | May 25, 2023 |
| Name | Verified Name |
|---|---|
| Address | 331 PAYNE ST, TUPELO, MS 38804-5021 |
| Document Number | 2022014151 |
|---|---|
| Date | Oct 11, 2022 |
| Instrument | 2022014151 |
| Name | SECRETARY OF HOUSING URBAN & DEVELOP |
|---|---|
| Type | Government Agency |
| Amount | Amount Recorded |
|---|---|
| Term | 252 Months |
| Due | Oct 1, 2043 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEE MS |
| Property Address | 331 PAYNE ST, TUPELO, MS 38804-5021 |
| Transaction Type | Mortgage |
| Record Updated | Apr 13, 2023 |
| Name | Verified Name |
|---|---|
| Address | 331 PAYNE ST, TUPELO, MS 38804-5021 |
| Document Number | 2020016005 |
|---|---|
| Date | Nov 16, 2020 |
| Instrument | 2020016005 |
| Name | MISSISSIPPI HOME CORPORATION |
|---|---|
| Type | Non-Lending Institution |
| Amount | Amount Recorded |
|---|---|
| Term | 58 Months |
| Due | Sep 1, 2025 |
Source: Lee County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Lee County |
| Municipality | Tupelo City |
| Unified School District | Tupelo Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $879.00 (+24.15%) Disabled Person's exemption | $6,466 (+22.14%) | $64,660 (+22.14%) Land $15,000 Building $49,660 |
| 2023 | $708.00 Homeowner's exemption | $5,294 | $52,940 Land $12,000 Building $40,940 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 4 (1983–1991) |
| Most Recent Claim | May 1991 · Severe Storms, Tornadoes & Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 84% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF TUPELO serves 37,000 people · EPA ID MS0410015 |
|---|---|
| Water Source | Purchased surface water from N. E. MS. REGIONAL W/S |
| Last State Inspection | Apr 2021 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| C Spire Wireless Fixed Wireless | 100 / 20 |
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