Ottawa County property record for 401 N River St, Commerce, OK 74339
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,150 sqft · built 1948 |
| Lot Size | 0.14 acres (6,000 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $15,000 (Aug 1999) |
| Tax Bill | $160 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 19962 |
| Primary APN | 19962 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,150 sqft Living Area |
| 1st Floor Area | 1,150 sqft |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 6,000 sqft (0.14 acres) |
| Garage Type | Detached |
| Garage Area | 200 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 98 sqft |
| Shed | 1 Shed |
| Shed Area | 48 sqft |
| Cooling System | Window A/C |
|---|---|
| Heating System | Floor/Wall Furnace |
| Account Number | 19962 |
|---|---|
| Street Address | 401 N RIVER ST |
| City | COMMERCE |
| State | OK |
| Zip | 74339-1511 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S 10' LT 19 & ALL OF LT 20, BLK 8 COMMERCE OP |
| Legal Range | 23E |
| Legal Township | 28N |
| Legal Section | 6 |
| Legal Subdivision | COMMERCE O.P. |
| Legal Block | 8 |
| Legal Lot Number | 19,20 |
| Jurisdiction | OTTAWA OK |
| Township / Civil Division | MIAMI |
| Census Block Group | 3 |
| Census Block | 3026 |
| Census Tract | 574200 |
Source: Ottawa County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 401 N RIVER ST, COMMERCE, OK 74339-1511 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 13, 1999 · Amount on Record |
| Deed Sale | Aug 13, 1999 · Amount on Record |
| Prior Sale | May 3, 1999 |
| Deed Book / Page | 650 / 640 |
| Record Updated | Oct 29, 2026 |
Source: Ottawa County assessment roll, as of January 29, 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Ottawa County |
| Municipality | Commerce City |
| Unified School District | Commerce Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,731 (+2.98%) Land $95 Building $2,636 | $23,960 (-52.21%) Land $834 Building $23,126 | |
| 2025 | $160.00 (+0.63%) Homeowner's exemption | $2,652 (+2.99%) Land $92 Building $2,560 | $50,137 (-5.96%) Land $1,519 Building $48,618 |
| 2024 | $159.00 (+17.78%) Homeowner's exemption | $2,575 (+3%) Land $90 Building $2,485 | $53,314 (-) Land $1,519 Building $51,795 |
| 2023 | $135.00 (+3.85%) Homeowner's exemption | $2,500 (+3.01%) Land $88 Building $2,412 | $53,314 (-) Land $1,519 Building $51,795 |
| 2022 | $130.00 Homeowner's exemption | $2,427 Land $86 Building $2,341 | $53,314 Land $1,519 Building $51,795 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 13, 2019
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 95% of Oklahoma |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COMMERCE serves 2,645 people · EPA ID OK2005810 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
Listed by EPA as a serious violator, with a treatment or procedure violation still open.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory currently in violation since Oct 2024 |
| Monitoring and Reporting | 37 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sparklight Cable | 1,000 / 50 |
| The Junction Internet Fixed Wireless | 100 / 20 |
| Wisper ISP Fixed Wireless | 100 / 20 |
May also be available: BOLT Fiber, T-Mobile.
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