Ottawa County property record for 320 N River St, Commerce, OK 74339
| Property Type | Mobile Home |
|---|---|
| Details | 3 bd · 2 ba · 1,344 sqft · built 1992 |
| Lot Size | 0.11 acres (4,800 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $91 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 19985 |
| Primary APN | 19985 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,344 sqft Living Area |
| 1st Floor Area | 1,344 sqft |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | Mobile Home |
| Exterior Material | Metal |
| Foundation Type | Pier/Post & Beam |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 4,800 sqft (0.11 acres) |
| Porch | Porch |
|---|---|
| Porch Area | 20 sqft |
| Deck Area | 20 sqft |
| Shed | 1 Shed |
| Shed Area | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 19985 |
|---|---|
| Street Address | 320 N RIVER ST |
| City | COMMERCE |
| State | OK |
| Zip | 74339-1510 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Legal Description | LT 1, BLK 12 COMMERCE OP |
| Legal Range | 23E |
| Legal Township | 28N |
| Legal Section | 6 |
| Legal Subdivision | COMMERCE O.P. |
| Legal Block | 12 |
| Legal Lot Number | 1 |
| Jurisdiction | OTTAWA OK |
| Township / Civil Division | MIAMI |
| Census Block Group | 3 |
| Census Block | 3035 |
| Census Tract | 574200 |
Source: Ottawa County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 320 N RIVER ST, COMMERCE, OK 74339-1510 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
Source: Ottawa County assessment roll, as of January 29, 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Ottawa County |
| Municipality | Commerce City |
| Unified School District | Commerce Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,003 (+2.98%) Land $162 Building $1,841 | $17,567 (-27.2%) Land $1,419 Building $16,148 | |
| 2025 | $91.00 Homeowner's exemption | $1,945 (+3.02%) Land $162 Building $1,783 | $24,129 (-3.8%) Land $1,419 Building $22,710 |
| 2024 | $91.00 (+21.33%) Homeowner's exemption | $1,888 (+3%) Land $162 Building $1,726 | $25,082 (-) Land $1,419 Building $23,663 |
| 2023 | $75.00 (+5.63%) Homeowner's exemption | $1,833 (+2.98%) Land $162 Building $1,671 | $25,082 (-) Land $1,419 Building $23,663 |
| 2022 | $71.00 Homeowner's exemption | $1,780 Land $162 Building $1,618 | $25,082 Land $1,419 Building $23,663 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 13, 2019
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 94% of Oklahoma |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COMMERCE serves 2,645 people · EPA ID OK2005810 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
Listed by EPA as a serious violator, with a treatment or procedure violation still open.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory currently in violation since Oct 2024 |
| Monitoring and Reporting | 37 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 272 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sparklight Cable | 1,000 / 50 |
| The Junction Internet Fixed Wireless | 100 / 20 |
| Wisper ISP Fixed Wireless | 100 / 20 |
May also be available: T-Mobile.
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