401 N Gammon Rd, Madison, WI 53717 Property Records

Dane County property record for 401 N Gammon Rd, Madison, WI 53717

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,556 sqft · built 1962
Lot Size	1.69 acres (73,834 sqft)
Owner	2 Individual Names on File
Last Sale	$495,000 (Jul 2015)
Tax Bill	$13,505 (2024)
Deeds & Mortgages	Mar 2023 Line of Credit Aug 2020 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0708-242-1205-8`

Property Details

APN / Parcel Number

Primary APN	`0708-242-1205-8`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Total Rooms	14 Rooms
Stories	2 Stories
Building Area	3,556 sqft Living Area
1st Floor Area	2,049 sqft
2nd Floor Area	1,012 sqft
Basement Area	924 sqft
Finished Basement	495 sqft
Family Room	Family Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	4 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1987
Architectural Style	Modern
Exterior Material	Wood
Construction Type	Wood
Foundation Type	Concrete
Roof Material	Asphalt
Lot Area	73,834 sqft (1.69 acres)
Terrain	Wooded
Garage Type	Attached
Garage Area	1,508 sqft
Driveway	Driveway
Driveway Area	160 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Pool Area	920 sqft
Porch	Open Porch
Porch Area	396 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	401 N GAMMON RD
City	MADISON
State	WI
Zip	53717-1206
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR-C1
Legal Description	T7N R8E, SEC 24, PRT NW 1/4 NW 1/4, BEG 1006.4 FT S AND 33 FT E OF NW COR SD SEC , TH N 89 DEG 38 MIN E 547 FT, TH S 0 DEG 24
Legal Range	08
Legal Township	07
Legal Section	24
Legal Subdivision	T7N R8E, SEC 24, PRT NW 1/4 NW 1/4, BEG
Jurisdiction	DANE WI
Township / Civil Division	MADISON
Census Block Group	1
Census Block	1006
Census Tract	202

Owner

401 N Gammon Rd is owned and occupied by two individuals who bought it in July 2015.

Source: Dane County records, as of January 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	401 N GAMMON RD, MADISON, WI 53717-1206
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 16, 2023	Deed of Trust, Mortgage · Line of Credit SUMMIT CU
Aug 25, 2020	Deed of Trust, Mortgage · Line of Credit SUMMIT CU
Jul 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage STATE BK/CROSS PLAINS
Aug 27, 2018	Deed of Trust, Mortgage · Conventional Mortgage WISCONSIN BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 13, 2015 · Amount on File
Deed Sale	Jul 13, 2015 · Amount on File
Prior Sale	Jun 7, 2010 · Amount on File
Deed Document Number	5167539
Record Updated	Jun 8, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DANE WI
Property Address	401 N GAMMON RD, MADISON, WI 53717-1206
Transaction Type	Mortgage
Record Updated	Jan 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005891228
Date	Mar 16, 2023
Instrument	5891228

Lender

Name	SUMMIT CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Mar 15, 2053

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DANE WI
Property Address	401 N GAMMON RD, MADISON, WI 53717-1206
Document Number	0005631503
Instrument Date	Aug 25, 2020
Transaction Type	Mortgage
Record Updated	Sep 18, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	401 N GAMMON RD MADISON WI 537171206, MADISON, WI 53717-1206

Mortgage

Document Number	0005631503
Date	Sep 1, 2020
Instrument	5631503

Lender

Name	SUMMIT CU
Address	COTTAGE GROVE, WI 53527

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Aug 31, 2050

Interest

Rate Type	Adjustable Rate

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DANE WI
Property Address	401 N GAMMON RD, MADISON, WI 53717-1206
Document Number	0005617108
Instrument Date	Jul 20, 2020
Transaction Type	Mortgage
Record Updated	Aug 18, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	401 N GAMMON RD MADISON WI 537171206, MADISON, WI 53717-1206

Mortgage

Document Number	0005617108
Date	Jul 27, 2020
Instrument	5617108

Lender

Name	STATE BK/CROSS PLAINS
Type	Bank
Address	CROSS PLAINS, WI 53528

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 26, 2050

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DANE WI
Property Address	401 N GAMMON RD, MADISON, WI 53717-1206
Document Number	0005438374
Instrument Date	Aug 27, 2018
Transaction Type	Mortgage
Record Updated	Sep 21, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	401 N GAMMON RD MADISON WI 537171206, MADISON, WI 53717-1206

Mortgage

Document Number	0005438374
Date	Sep 4, 2018
Instrument	5438374

Lender

Name	WISCONSIN BK&TR
Type	Bank
Address	MADISON, WI 53717-2688

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Dane County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Wisconsin
County	Dane County
Municipality	Madison City
Unified School District	Madison Metropolitan School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$782,800 Land $451,300 Building $331,500
2024	$13,505.00		$782,800
2023		$745,500 Land $429,800 Building $315,700
2022	$12,372.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 401 N Gammon Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 401 N Gammon Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 92% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MADISON WATER UTILITY serves 272,000 people · EPA ID WI1130224
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
TDS Telecom Fiber	1,000 / 1,000
LiteWire Fixed Wireless	100 / 25
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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