321 N Gammon Rd, Madison, WI 53717 Property Records

Dane County property record for 321 N Gammon Rd, Madison, WI 53717

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 3,250 sqft · built 1955
Lot Size1.29 acres (56,497 sqft)
Owner2 Individual Names on File
Last Sale$360,000 (May 2003)
Tax Bill$12,095 (2024)
Deeds & MortgagesSep 2020 Mortgage
Aug 2019 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN0708-242-1408-8

Property Details

APN / Parcel Number

Primary APN0708-242-1408-8

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms13 Rooms
Stories2 Stories
Building Area3,250 sqft Living Area
1st Floor Area1,622 sqft
2nd Floor Area528 sqft
Basement Area1,628 sqft
Finished Basement1,100 sqft
Family RoomFamily Room
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces2 Fireplaces
FireplaceFireplace

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1974
Architectural StyleModern
Exterior MaterialWood
Construction TypeWood
Foundation TypeConcrete
Roof MaterialAsphalt
Lot Area56,497 sqft (1.29 acres)
TerrainWooded
Garage TypeDetached
Garage Area864 sqft
DrivewayDriveway
Driveway Area185 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

Pool Area450 sqft
PorchEnclosed Porch
Porch Area96 sqft
Deck Area854 sqft
Patio Area110 sqft
Shed1 Shed
Shed Area144 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address321 N GAMMON RD
CityMADISON
StateWI
Zip53717-1204
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSR-C1
Legal DescriptionCERTIFIED SURVEY MAP NO 3191 AS RECORDED IN DANE COUNTY REGISTER OF DEEDS IN VOL 12 PAGE 258 OF CERTIFIED SURVEYS, LOT 3,
Legal Range08
Legal Township07
Legal Section24
Legal SubdivisionCERTIFIED SURVEY MAP NO 3191 AS RECORDED
Legal Lot Number3 2
JurisdictionDANE WI
Township / Civil DivisionMADISON
Census Block Group1
Census Block1006
Census Tract202

Owner

321 N Gammon Rd is owned and occupied by two individuals who bought it in May 2003.

Source: Dane County records, as of January 22, 2026

Owner of Record2 Individual Names on File
Co-ownerCo-owner on File
Mailing Address321 N GAMMON RD, MADISON, WI 53717-1204
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 10, 2020Deed of Trust, Mortgage · Conventional Mortgage
JOHNSON BANK
Aug 30, 2019Deed of Trust, Mortgage · Conventional Mortgage
JOHNSON BANK
Jul 3, 2019Deed of Trust, Mortgage · ARM
JOHNSON BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 1, 2003 · Amount on File
Deed SaleMay 1, 2003 · Amount on File
Deed Document Number0093717188
Record UpdatedJun 8, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDANE WI
Property Address321 N GAMMON RD, MADISON, WI 53717-1204
Transaction TypeMortgage
Record UpdatedApr 19, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0005634452
DateSep 10, 2020
Instrument5634452
Lender
NameJOHNSON BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueOct 1, 2050
Interest
Rate TypeAdjustable Rate
Rate3%
AdjustableAdjustable Rate Rider
Type Change DateOct 1, 2020
Change FrequencyAnnually
Min Rate At Change2.25%
Max Rate At Change8%
Max Rate8%

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDANE WI
Property Address321 N GAMMON RD, MADISON, WI 53717-1204
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0005517937
DateAug 30, 2019
Instrument5517937
Lender
NameJOHNSON BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDANE WI
Property Address321 N GAMMON RD, MADISON, WI 53717-1204
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0005501485
DateJul 3, 2019
Instrument5501485
Lender
NameJOHNSON BANK
TypeBank
Agreement
TypeARM
AmountAmount on Record
Term360 Months
DueJul 1, 2049
Interest
Rate TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Type Change DateJul 1, 2026
Change FrequencyAnnually
Min Rate At Change2.25%
Max Rate At Change8.63%
Index1-Year T-Bill

Tax Assessment & Valuation

Source: Dane County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateWisconsin
CountyDane County
MunicipalityMadison City
Unified School DistrictMadison Metropolitan School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$698,600 Land $325,800 Building $372,800
2024$12,095.00$698,600
2023$665,300 Land $310,300 Building $355,000
2022$11,001.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 321 N Gammon Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 321 N Gammon Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 94% of Wisconsin
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMADISON WATER UTILITY
serves 272,000 people · EPA ID WI1130224
Water SourceGroundwater
Last State InspectionApr 2023
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 379 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
TDS Telecom
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
LiteWire
Fixed Wireless
100 / 25
T-Mobile
Fixed Wireless
100 / 20

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