401 N Draper Ave, Champaign, IL 61821 Property Records

Champaign County property record for 401 N Draper Ave, Champaign, IL 61821

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,536 sqft · built 1894
Lot Size	0.182 acres (7,916 sqft)
Owner	2 Individual Names on Record
Last Sale	$206,000 (Feb 2022)
Tax Bill	$4,750 (2024)
Deeds & Mortgages	Feb 2022 Sale & Mortgage Jul 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`41-20-11-327-016`

Property Details

APN / Parcel Number

Primary APN	`41-20-11-327-016`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,536 sqft Building Perimeter
1st Floor Area	1,536 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1894
Effective Year Built	Effective 1894
Exterior Material	Stucco
Foundation Type	Slab (Mat/Raft)
Roof Material	Other
Lot Area	7,916 sqft (0.182 acres)
Garage Type	Detached
Garage Area	920 sqft
Parking Spaces	4 Parking Spaces
Porch	Porch
Patio Area	348 sqft

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	401 N DRAPER AVE
City	CHAMPAIGN
State	IL
Zip	61821-2424
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4 BLOCK 3 URBAN LAWN
Legal Range	08E
Legal Township	19N
Legal Section	11
Legal Subdivision	URBAN LAWN
Legal Block	3
Legal Lot Number	4
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	CHAMPAIGN CITY
Census Block Group	5
Census Block	5005
Census Tract	1000

Owner

Source: Champaign County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	401 N DRAPER AVE, CHAMPAIGN, IL 61821-2424
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Feb 14, 2022	Warranty Deed, Transfer · Conventional Mortgage UNIVERSITY OF ILLINOIS COMMUNITY CU
Jul 19, 2018	Warranty Deed, Transfer · Conventional with PMI PRIME LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 14, 2022 · Amount on Record
Deed Sale	Feb 14, 2022 · Amount on Record
Prior Sale	Jul 19, 2018 · Amount on Record
Deed Document Number	20222895
Prior Transfer Date	Jun 23, 2003
Prior Transfer Doc	0000028832
Record Updated	Oct 29, 2026

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Feb 14, 2022
Property Address	401 N DRAPER AVE, CHAMPAIGN, IL 61821-2424
Document Number	0000002895
Map Reference	MB B PG 174
Instrument Date	Feb 14, 2022
Instrument	2022R02895
Transaction Type	Transfer
Record Updated	Feb 23, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$206.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	401 N DRAPER AVE, CHAMPAIGN, IL 61821-2424

Mortgage

Document Number	0000002896
Date	Feb 14, 2022
Instrument	2022R02896

Lender

Name	UNIVERSITY OF ILLINOIS COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2037

Interest

Rate Type	Fixed Rate
Rate	2.62%

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Jul 19, 2018
Property Address	401 N DRAPER AVE, CHAMPAIGN, IL 61821-2424
Document Number	0000012345
Instrument Date	Jul 17, 2018
Instrument	12345
Transaction Type	Transfer
Record Updated	Aug 7, 2018
Title Company	NATIONWIDE TITLE CLEARING INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$170.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	401 N DRAPER AVE CHAMPAIGN IL 618212424, CHAMPAIGN, IL 61821-2424

Mortgage

Document Number	12346
Date	Jul 19, 2018
Instrument	12346

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 18, 2048

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Champaign City Township
Municipality	Champaign City
Unified School District	Champaign Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$67,850 (+12.2%) Land $8,710 Building $59,140	$203,550 (+12.2%) Land $26,130 Building $177,420
2024	$4,750.00 (+7.32%)	$60,470 (+19.01%) Land $7,760 Building $52,710	$181,410 (+19.01%) Land $23,280 Building $158,130
2023	$4,426.00 (+7.43%)
2022	$4,120.00 Homeowner's exemption	$50,810 Land $6,520 Building $44,290	$152,430 Land $19,560 Building $132,870

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 528 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Mediacom Xtream, Nextlink, Pavlov Media.

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