306 N Draper Ave, Champaign, IL 61821 Property Records

Champaign County property record for 306 N Draper Ave, Champaign, IL 61821

Property Summary

Property TypeSingle Family Home
Details1 ba · 588 sqft · built 1904
Lot Size0.185 acres (8,053 sqft)
OwnerIndividual Name on Record
Last Sale$95,000 (Nov 2003)
Tax Bill$3,128 (2024)
Deeds & MortgagesNov 2025 Line of Credit
Flood ZoneZone X (minimal risk)
APN41-20-11-328-008

Property Details

APN / Parcel Number

Primary APN41-20-11-328-008

Interior

Full Baths1 Bath
Stories1 Story
Building Area588 sqft Building Perimeter
1st Floor Area588 sqft
FlooringWood
Interior WallsPlaster

Exterior

Year BuiltBuilt 1904
Effective Year BuiltEffective 1904
Exterior MaterialStucco
Foundation TypeConcrete
Roof MaterialOther
Lot Area8,053 sqft (0.185 acres)
Garage TypeDetached
Garage Area374 sqft
Parking Spaces1 Parking Space
PorchPorch

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemCentral

Location & Zoning

Street Address306 N DRAPER AVE
CityCHAMPAIGN
StateIL
Zip61821-2427
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 14 BLOCK 2 URBAN LAWN
Legal Range08E
Legal Township19N
Legal Section11
Legal SubdivisionURBAN LAWN
Legal Block2
Legal Lot Number14
JurisdictionCHAMPAIGN IL
Township / Civil DivisionCHAMPAIGN CITY
Census Block Group4
Census Block4014
Census Tract1000

Owner

Source: Champaign County records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address306 N DRAPER AVE, CHAMPAIGN, IL 61821-2427
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 26, 2003 · Amount on Record
Deed SaleNov 26, 2003 · Amount on Record
Deed Document Number200352398
Last Transfer DateJun 8, 2016
Transfer Doc0000014752
Record UpdatedOct 29, 2026

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHAMPAIGN IL
Property Address306 N DRAPER AVE, CHAMPAIGN, IL 61821-2427
Transaction TypeMortgage
Record UpdatedDec 3, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address306 N DRAPER AVE, CHAMPAIGN, IL 61821-2427

Mortgage

Document Number0000018082
DateNov 24, 2025
Instrument2025R18082
Lender
NameBANKCHAMPAIGN NA
TypeBank
AddressCHAMPAIGN, IL 61824
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Rate7%
Change FrequencyMonthly
Max Rate18%

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyChampaign County
County SubdivisionChampaign City Township
MunicipalityChampaign City
Unified School DistrictChampaign Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$46,980 (+33.54%) Land $8,710 Building $38,270$140,940 (+33.54%) Land $26,130 Building $114,810
2024$3,128.00 (+16.59%)
2022$2,683.00 Homeowner's exemption$35,180 Land $6,520 Building $28,660$105,540 Land $19,560 Building $85,980

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemIL AMERICAN-CHAMPAIGN
private · serves 150,000 people · EPA ID IL0195300
Water SourceGroundwater
Last State InspectionSep 2025
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 528 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
i3 Broadband
Fiber
8,000 / 8,000
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Mediacom Xtream, Nextlink, Pavlov Media.

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