401 N 3rd St, Hamilton, MT 59840 Property Records

Ravalli County property record for 401 N 3rd St, Hamilton, MT 59840

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,142 sqft · built 1915
Lot Size	0.193 acres (8,407 sqft)
Owner	2 Individual Names on Record
Last Sale	$285,950 (Oct 2021)
Tax Bill	$2,982 (2026)
Deeds & Mortgages	Jul 2026 Line of Credit Oct 2025 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`R1332317`

Property Details

APN / Parcel Number

Primary APN	`R1332317`
Alternative APNs	`13-1467-25-1-19-01-0000` `0000495700`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,142 sqft Living Area
1st Floor Area	816 sqft
Attic	Attic
Attic Area	326 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1995
Architectural Style	Historical
Exterior Material	Other
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,407 sqft (0.193 acres)
Lot Dimensions	140 ft deep x 60 ft wide
Garage Type	Carport
Garage Area	324 sqft
Carport	Carport
Carport Area	324 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	60 sqft
Shed	1 Shed
Shed Area	364 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0000495700
Street Address	401 N 3RD ST
City	HAMILTON
State	MT
Zip	59840-2407
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1
Legal Description	HAMILTON ORIGINAL TOWNSITES, S25, T06 N, R21 W, BLOCK 3, LOT 9 & 10, 8400 SQUARE FEET
Legal Range	21W
Legal Township	06N
Legal Section	25
Legal Subdivision	HAMILTON ORIGINAL TOWNSITES
Legal Block	3
Legal Lot Number	9,10
Jurisdiction	RAVALLI MT
Township / Civil Division	HAMILTON
Census Block Group	2
Census Block	2032
Census Tract	502

Owner

Source: Ravalli County records, as of October 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	401 N 3RD ST, HAMILTON, MT 59840-2407
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2026	Deed of Trust, Mortgage · Line of Credit FIRST SECURITY BANK/MISSOULA
Oct 29, 2025	Deed of Trust, Mortgage · Line of Credit FIRST SECURITY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 1, 2021 · Amount on Record
Deed Sale	Oct 1, 2021 · Amount on Record
Prior Sale	May 31, 2018 · Amount on Record
Deed Document Number	2021766839
Prior Transfer Date	Sep 28, 2021
Prior Transfer Doc	0000766839
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAVALLI MT
Recording Date	Jul 27, 2026
Property Address	401 N 3RD ST, HAMILTON, MT 59840-2407
Document Number	0000817487
Instrument Date	Jul 20, 2026
Instrument	2026817487
Transaction Type	Mortgage
Record Updated	Aug 4, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 N 3RD ST, HAMILTON, MT 59840-2407

Mortgage

Document Number	0000817487,
Date	Jul 27, 2026
Instrument	2026817487

Lender

Name	FIRST SECURITY BANK/MISSOULA

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	6.47%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAVALLI MT
Property Address	401 N 3RD ST, HAMILTON, MT 59840-2407
Transaction Type	Mortgage
Record Updated	Nov 21, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 N 3RD ST, HAMILTON, MT 59840-2407

Mortgage

Document Number	0000809638
Date	Oct 29, 2025
Instrument	809638

Lender

Name	FIRST SECURITY BANK
Type	Bank
Address	HAMILTON, MT 59840

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2040

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Ravalli County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Ravalli County
Municipality	Hamilton City
Unified School District	Hamilton K-12 Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,982.00 (-5.66%)	$436,915 (+25.41%)
2025			$436,915 (+25.41%) Land $148,935 Building $287,980
2023	$3,161.00	$348,400	$348,400 Land $69,080 Building $279,320

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.8% of Montana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HAMILTON serves 5,660 people · EPA ID MT0000234
Water Source	Groundwater
Last State Inspection	May 2026
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 368 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Grizzly Broadband Fixed Wireless · Fiber in parts of the area	1,000 / 1,000
Rocky Mountain Internet Fixed Wireless	350 / 100
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Blackfoot Telephone Cooperative, T-Mobile.

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