Midland County property record for 401 Morningside Dr, Midland, MI 48640
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 2 ba · 892 sqft · built 1992 |
| Lot Size | 0.03 acres (1,345 sqft) |
| Owner | Individual Name on File |
| Last Sale | $105,000 (Feb 2022) |
| Tax Bill | $3,045 (2025) |
| Deeds & Mortgages | Feb 2022 Sale & Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 14-04-40-348 |
| Primary APN | 14-04-40-348 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 892 sqft Living Area |
| 1st Floor Area | 892 sqft |
| Basement Area | 892 sqft |
| Unfinished Basement | 892 sqft |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | Condo/Apartment |
| Lot Area | 1,345 sqft (0.03 acres) |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 401 MORNINGSIDE DR |
|---|---|
| City | MIDLAND |
| State | MI |
| Zip | 48640-7243 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | RA-4 |
| Legal Description | UNIT 401 MORNINGSIDE CONDO L610 P798-838, L615 P293-301 AS AMENDED L627 P854-865 L648 P529-544 L707 P1365-1382 |
| Legal Subdivision | MORNINGSIDE CONDO |
| Legal Unit | 401 |
| Jurisdiction | MIDLAND MI |
| Township / Civil Division | MIDLAND |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 290901 |
401 Morningside Dr, a condominium, is owned and occupied by an individual who bought it in February 2022.
Source: Midland County records, as of August 4, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 401 MORNINGSIDE DR, MIDLAND, MI 48640-7243 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 2, 2022 · Amount on File |
| Deed Sale | Feb 2, 2022 · Amount on File |
| Prior Sale | Oct 29, 2015 · Amount on File |
| Deed Book / Page | 1653 / 1315 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MIDLAND MI |
| Recording Date | Feb 2, 2022 |
| Property Address | 401 MORNINGSIDE DR, MIDLAND, MI 48640-7243 |
| Document Number | 01653/1315 |
| Book / Page | 1653 / 1315 |
| Map Reference | LB 610 PG 798 |
| Instrument Date | Jan 31, 2022 |
| Transaction Type | Transfer |
| Record Updated | Feb 14, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $787.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5414 STONE RIDGE DR, 5414, MIDLAND, MI 48640-3123 |
| Name | Verified Name |
|---|---|
| Address | 4902 UNIVERSAL DR, MIDLAND, MI 48640-1924 |
| Document Number | 0016531316 |
|---|---|
| Date | Feb 2, 2022 |
| Instrument | 1653/1316 |
| Name | BETTER MORTGAGE CORPORATION |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Feb 1, 2037 |
The 2025 property tax bill for 401 Morningside Dr was $3,045 with a homeowner's exemption.
Source: Midland County assessment roll, as of August 4, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Midland County |
| Municipality | Midland City |
| Unified School District | Midland Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $89,100 | $178,200 | |
| 2025 | $3,045.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 401 Morningside Dr in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective February 3, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 3 (2017) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Jun 2017 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 401 Morningside Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MIDLAND serves 42,547 people · EPA ID MI0004370 |
|---|---|
| Water Source | Purchased surface water from SAGINAW-MIDLAND WATER SUPPLY |
| Last State Inspection | Mar 2023 |
| Lead | 3 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 366 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL | 100 / 20 |
May also be available: Omni Fiber, Ripple Fiber, T-Mobile.
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