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409 Morningside Dr, Midland, MI 48640 Property Records

Midland County property record for 409 Morningside Dr, Midland, MI 48640

Property Summary

Property TypeCondominium
Details2 bd · 2 ba · 1,092 sqft · built 1994
Lot Size0.039 acres (1,707 sqft)
Owner2 Individual Names on Record
Last Sale$135,000 (Sep 2020)
Tax Bill$2,315 (2025)
Deeds & MortgagesSep 2020 Sale
Flood ZoneZone X (moderate risk)
APN14-04-40-352

Property Details

APN / Parcel Number

Primary APN14-04-40-352

Interior

Bedrooms2 Beds
Full Baths2 Baths
Building Area1,092 sqft Living Area
1st Floor Area1,092 sqft
Basement Area1,092 sqft
Unfinished Basement1,092 sqft

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 1994
Architectural StyleCondo/Apartment
Lot Area1,707 sqft (0.039 acres)
Garage Area400 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address409 MORNINGSIDE DR
CityMIDLAND
StateMI
Zip48640-7243
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeRA-4
Legal DescriptionUNIT 409 MORNINGSIDE CONDO L610 P 798-838 L615 P293-301 AS AMENDED L627 P 854-865 L648 P529-544 L707 P1365-1382 L757 P625-646
Legal SubdivisionMORNINGSIDE CONDO
Legal Unit409
JurisdictionMIDLAND MI
Township / Civil DivisionMIDLAND
Census Block Group2
Census Block2009
Census Tract290901

Owner

Source: Midland County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address409 MORNINGSIDE DR, MIDLAND, MI 48640-7243
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 15, 2020 · Amount on Record
Deed SaleSep 15, 2020 · Amount on Record
Deed Book / Page1637 / 781
Record UpdatedSep 20, 2026

September 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMIDLAND MI
Recording DateSep 15, 2020
Property Address409 MORNINGSIDE DR, MIDLAND, MI 48640-7243
Document Number1637/781
Book / Page1637 / 781
Map ReferenceLB 610 PG 798
Instrument DateSep 14, 2020
Transaction TypeTransfer
Record UpdatedJun 7, 2023

Transaction

AmountAmount Recorded
Tax$1,012.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address409 MORNINGSIDE DR, 409, MIDLAND, MI 48640-7243

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Revocable Trust
Address3719 WRENWOOD CT, MIDLAND, MI 48640-2380

Tax Assessment & Valuation

Source: Midland County assessment roll, as of August 4, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyMidland County
MunicipalityMidland City
Unified School DistrictMidland Public Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$97,500$195,000
2025$2,315.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies4 in force
Nearby Flood Claims3 (2017)
Claims Outside the SFHA2 of 3
Most Recent ClaimJun 2017 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Jun 2017 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MIDLAND
serves 42,547 people · EPA ID MI0004370
Water SourcePurchased surface water from SAGINAW-MIDLAND WATER SUPPLY
Last State InspectionMar 2023
Lead3 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 366 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
AT&T
DSL		100 / 20

May also be available: Omni Fiber, Ripple Fiber, T-Mobile.

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