Osceola County property record for 401 Missouri Ave, Saint Cloud, FL 34769 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,303 sqft · built 1963 |
| Lot Size | 0.344 acres (14,984 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $229,000 (Nov 2019) |
| Tax Bill | $2,727 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage Nov 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-26-30-0001-0379-0105 |
| Primary APN | 01-26-30-0001-0379-0105 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,303 sqft Living Area |
| Gross Area | 2,623 sqft |
| 1st Floor Area | 1,303 sqft |
| Flooring | Tile |
| Interior Walls | Plaster |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Conventional |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 14,984 sqft (0.344 acres) |
| Lot Dimensions | 150 ft deep x 100 ft wide |
| Garage Type | Detached |
| Garage Area | 912 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Screened/Unfinished Porch |
|---|---|
| Porch Area | 188 sqft |
| Shed | 1 Shed |
| Shed Area | 96 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 401 MISSOURI AVE |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34769-2748 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LAKE FRONT ADD PB B PG 61-62 BLK 379 LOT 10 2/26/30 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 01 |
| Legal Subdivision | ST CLOUD 2ND PLAT TOWN OF |
| Legal Tract | 1 |
| Legal Block | 379 |
| Legal Lot Number | 10 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 43400 |
Source: Osceola County records · APN 01-26-30-0001-0379-0105
Assessment roll updated November 26, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 401 MISSOURI AVE, SAINT CLOUD, FL 34769-2748 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 14, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| Nov 13, 2019 | Warranty Deed, Transfer · Conventional Mortgage ATHAS CAPITAL GROUP INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 13, 2019 · Amount on Record |
| Deed Sale | Nov 13, 2019 · Amount on Record |
| Prior Sale | Jun 01, 2015 · Amount on Record |
| Deed Document Number | 2019147973 |
| Deed Book / Page | 5623 / 305 |
| Prior Transfer Date | Jun 12, 2007 |
| Prior Transfer Doc | 0035242581 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 401 MISSOURI AVE, SAINT CLOUD, FL 34769-2748 |
| Transaction Type | Mortgage |
| Record Updated | May 02, 2022 |
| Name | Verified Name |
|---|---|
| Address | 401 MISSOURI AVE, SAINT CLOUD, FL 34769-2748 |
| Document Number | 0059801112 |
|---|---|
| Date | Jun 14, 2021 |
| Book Page | 5980/1112 |
| Instrument | 2021092231 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28273 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Nov 13, 2019 |
| Property Address | 401 MISSOURI AVE, SAINT CLOUD, FL 34769-2748 |
| Document Number | 0056230305 |
| Book / Page | 5623 / 0305 |
| Map Reference | MB B PG 61-64 |
| Instrument Date | Nov 12, 2019 |
| Instrument | 2019147973 |
| Transaction Type | Transfer |
| Record Updated | May 02, 2022 |
| Title Company | LAND TITLE PROFESSIONALS LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,603.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5315 DORCHESTER DR, 5315, ERIE, PA 16509-2597 |
| Name | Verified Name |
|---|---|
| Address | 401 MISSOURI AVE, SAINT CLOUD, FL 34769-2748 |
| Document Number | 0005623307 |
|---|---|
| Date | Nov 13, 2019 |
| Instrument | 5623/307 |
| Name | ATHAS CAPITAL GROUP INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2049 |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,727.00 (+3.61%) Homeowner's exemption | $195,274 (+5.99%) | $297,100 (+13.18%) Land $63,200 Building $233,900 |
| 2024 | $2,632.00 (+2.85%) | ||
| 2023 | $2,559.00 (+3.86%) Homeowner's exemption | $184,244 (+3%) | $262,500 (+16.46%) Land $57,500 Building $205,000 |
| 2022 | $2,464.00 Homeowner's exemption | $178,878 | $225,400 Land $51,800 Building $173,600 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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