400 Missouri Ave, Saint Cloud, FL 34769 Property Records

Osceola County property record for 400 Missouri Ave, Saint Cloud, FL 34769

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,445 sqft · built 1955
Lot Size	0.172 acres (7,492 sqft)
Owner	Individual Name on Record
Tax Bill	$3,949 (2025)
Deeds & Mortgages	Feb 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`01-26-30-0001-0380-0010`

Property Details

APN / Parcel Number

Primary APN	`01-26-30-0001-0380-0010`
Alternative APNs	`263001000103800010` `79674`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,445 sqft Living Area
Gross Area	1,905 sqft
1st Floor Area	1,018 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1970
Architectural Style	Conventional
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,492 sqft (0.172 acres)
Lot Dimensions	150 ft deep x 53 ft wide
Porch	Florida Room
Porch Area	752 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	400 MISSOURI AVE
City	SAINT CLOUD
State	FL
Zip	34769-2749
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR1A
Legal Description	LAKE FRONT ADDN PB B PG 61-62 BLK 380 N 50 FT LOT 1 & S 3 FT VAC PART OF 4TH ST ABUTT LOT 1 2/26/30
Legal Range	30E
Legal Township	26S
Legal Section	01
Legal Subdivision	ST CLOUD 2ND PLAT TOWN OF
Legal Tract	1
Legal Block	380
Legal Lot Number	1
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2014
Census Tract	43400

Owner

Source: Osceola County records, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	300 MICHIGAN AVE, SAINT CLOUD, FL 34769-2432
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jan 31, 2021
Transfer Doc	0058980858
Record Updated	Jun 8, 2026

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OSCEOLA FL
Recording Date	Feb 24, 2021
Property Address	400 MISSOURI AVE, SAINT CLOUD, FL 34769-2749
Document Number	0058980858
Book / Page	5898 / 858
Map Reference	MB B PG 61-64
Instrument Date	Jan 31, 2021
Instrument	2021027345
Transaction Type	Transfer
Record Updated	Feb 8, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	400 MISSOURI AVE, 400, SAINT CLOUD, FL 34769-2749

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	300 MICHIGAN AVE, SAINT CLOUD, FL 34769-2432

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,949.00 (+7.81%)	$222,600 (+13.46%) Land $46,800 Building $175,800	$222,600 (+13.46%) Land $46,800 Building $175,800
2024	$3,663.00 (+9.28%)
2023	$3,352.00 (+12.67%)	$196,200 (+18.98%) Land $42,500 Building $153,700	$196,200 (+18.98%) Land $42,500 Building $153,700
2022	$2,975.00	$164,900 Land $35,100 Building $129,800	$164,900 Land $35,100 Building $129,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 18 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	18 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 306 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20