Ottawa County property record for 401 Midway Dr, Commerce, OK 74339
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,070 sqft · built 1977 |
| Lot Size | 0.262 acres (11,443 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $153,500 (Aug 2023) |
| Tax Bill | $1,601 (2025) |
| Deeds & Mortgages | Aug 2023 Sale Aug 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 20685 |
| Primary APN | 20685 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 2,070 sqft Living Area |
| 1st Floor Area | 1,702 sqft |
| Storm Shelter | Storm Shelter |
| Storm Shutters | Storm Shutters |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 2012 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 11,443 sqft (0.262 acres) |
| Garage Type | Carport |
| Garage Area | 368 sqft |
| Carport | Carport |
| Carport Area | 368 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 60 sqft |
| Patio Area | 192 sqft |
| Shed | 1 Shed |
| Shed Area | 200 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 20685 |
|---|---|
| Street Address | 401 MIDWAY DR |
| City | COMMERCE |
| State | OK |
| Zip | 74339-3108 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 8, BLK 6 MIDWAY VILLAGE # 3 |
| Legal Subdivision | MIDWAY VILLAGE |
| Legal Block | 6 |
| Legal Lot Number | 8 |
| Jurisdiction | OTTAWA OK |
| Township / Civil Division | MIAMI |
| Census Block Group | 2 |
| Census Block | 2056 |
| Census Tract | 574200 |
Source: Ottawa County assessment roll, as of January 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 401 MIDWAY DR, COMMERCE, OK 74339-3108 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 23, 2023 | Warranty Deed, Transfer APEX TITLE NORTHEAST OK LLC |
| Aug 23, 2023 | Quit Claim Deed, Transfer · FHA Mortgage FLAT BRANCH HOME LOANS INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 23, 2023 · Amount on Record |
| Deed Sale | Aug 23, 2023 · Amount on Record |
| Prior Sale | May 15, 2023 · Amount on Record |
| Deed Document Number | 20233797 |
| Deed Book / Page | 1189 / 680 |
| Prior Transfer Date | Aug 22, 2023 |
| Prior Transfer Doc | 001189/692 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OTTAWA OK |
| Recording Date | Aug 23, 2023 |
| Property Address | 401 MIDWAY DR, COMMERCE, OK 74339-3108 |
| Document Number | 001189/680 |
| Book / Page | 1189 / 680 |
| Instrument Date | Aug 22, 2023 |
| Instrument | I-2023-003797 |
| Transaction Type | Transfer |
| Record Updated | Sep 11, 2023 |
| Title Company | APEX TITLE NORTHEAST OK LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $230.25 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 401 MIDWAY DR, COMMERCE, OK 74339-3108 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OTTAWA OK |
| Recording Date | Aug 23, 2023 |
| Property Address | 401 MIDWAY DR, COMMERCE, OK 74339-3108 |
| Document Number | 001189/692 |
| Book / Page | 1189 / 692 |
| Instrument Date | Aug 21, 2023 |
| Instrument | I-2023-003799 |
| Transaction Type | Transfer |
| Record Updated | Sep 11, 2023 |
| Title Company | APEX TITLE COMPANY, APEX TTL & CLOSING SVCS LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 401 MIDWAY DR, COMMERCE, OK 74339-3108 |
| Document Number | I2023003798 |
|---|---|
| Date | Aug 23, 2023 |
| Instrument | I-2023-003798 |
| Name | FLAT BRANCH HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2053 |
Source: Ottawa County assessment roll, as of January 29, 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Ottawa County |
| Municipality | Commerce City |
| Unified School District | Commerce Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,601.00 (+0.88%) Homeowner's exemption | $17,499 (-) Land $834 Building $16,665 | $153,500 (-) Land $7,314 Building $146,186 |
| 2024 | $1,587.00 (+215.51%) Homeowner's exemption | $17,499 (+164.94%) Land $775 Building $16,724 | $153,500 (+34.5%) Land $6,800 Building $146,700 |
| 2023 | $503.00 (+1.82%) Homeowner's exemption | $6,605 (+2.99%) Land $403 Building $6,202 | $114,124 (-) Land $6,800 Building $107,324 |
| 2022 | $494.00 Homeowner's exemption | $6,413 Land $392 Building $6,021 | $114,124 Land $6,800 Building $107,324 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 13, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 5 (1993–2007) |
| Most Recent Claim | Jul 2007 · Severe Storms, Flooding, And Tornadoes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 94% of Oklahoma |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COMMERCE serves 2,645 people · EPA ID OK2005810 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
Listed by EPA as a serious violator, with a treatment or procedure violation still open.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory currently in violation since Oct 2024 |
| Monitoring and Reporting | 37 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cable One Cable | 1,000 / 50 |
| The Junction Internet Fixed Wireless | 100 / 20 |
| Wisper ISP Fixed Wireless | 100 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
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