Ottawa County property record for 204 Midway Dr, Commerce, OK 74339
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,580 sqft · built 1973 |
| Lot Size | 2.31 acres (100,703 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $10,000 (Jun 2024) |
| Tax Bill | $1,512 (2025) |
| Deeds & Mortgages | Feb 2026 Mortgage Aug 2023 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 20662 |
| Primary APN | 20662 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,580 sqft Living Area |
| 1st Floor Area | 1,848 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Traditional |
| Exterior Material | Brick Veneer |
| Construction Type | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Wood Shingle |
| Lot Area | 100,703 sqft (2.31 acres) |
| Garage Type | Carport |
| Garage Area | 525 sqft |
| Carport | Carport |
| Carport Area | 525 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 640 sqft |
| Patio Area | 640 sqft |
| Shed | 1 Shed |
| Shed Area | 96 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 20662 |
|---|---|
| Street Address | 204 MIDWAY DR |
| City | COMMERCE |
| State | OK |
| Zip | 74339-3132 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 2, BLK 4 MIDWAY VILLAGE |
| Legal Subdivision | MIDWAY VILLAGE |
| Legal Block | 4 |
| Legal Lot Number | 2 |
| Jurisdiction | OTTAWA OK |
| Township / Civil Division | MIAMI |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 574200 |
Source: Ottawa County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 101 S THRESHER LN, COMMERCE, OK 74339-3107 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 19, 2026 | Deed of Trust, Mortgage THE FIRST NATL BANK & TRUST CO OF MIAMI |
| Aug 29, 2023 | Deed of Trust, Mortgage · Commercial Mortgage THE FIRST NATL BANK & TRUST CO OF MIAMI |
| Dec 4, 2017 | Deed of Trust, Mortgage · Line of Credit THE FIRST NATL BANK & TRUST BROKEN ARROW |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 6, 2024 · Amount on Record |
| Deed Sale | Jun 6, 2024 · Amount on Record |
| Prior Sale | Dec 2, 2010 · Amount on Record |
| Deed Document Number | 20242526 |
| Deed Book / Page | 1209 / 206 |
| Prior Transfer Date | Aug 6, 1973 |
| Prior Transfer Doc | 0637000690 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTTAWA OK |
| Property Address | 204 MIDWAY DR, COMMERCE, OK 74339-3132 |
| Transaction Type | Mortgage |
| Record Updated | Mar 5, 2026 |
| Name | Verified Name |
|---|
| Document Number | 001254/356 |
|---|---|
| Date | Feb 19, 2026 |
| Book Page | 1254/356 |
| Instrument | I-2026-000785 |
| Name | THE FIRST NATL BANK & TRUST CO OF MIAMI |
|---|---|
| Type | Bank |
| Address | MIAMI, OK 74354 |
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTTAWA OK |
| Property Address | 204 MIDWAY DR, COMMERCE, OK 74339-3132 |
| Transaction Type | Mortgage |
| Record Updated | Sep 19, 2023 |
| Name | Verified Name |
|---|
| Document Number | 001190/189 |
|---|---|
| Date | Aug 29, 2023 |
| Book Page | 1190/189 |
| Instrument | I-2023-003901 |
| Name | THE FIRST NATL BANK & TRUST CO OF MIAMI |
|---|---|
| Type | Bank |
| Address | COMMERCE, OK 74339 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTTAWA OK |
| Property Address | 204 MIDWAY DR, COMMERCE, OK 74339-3132 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1061/103 |
|---|---|
| Date | Dec 4, 2017 |
| Book Page | 1061/103 |
| Instrument | 2017-004914 |
| Name | THE FIRST NATL BANK & TRUST BROKEN ARROW |
|---|---|
| Type | Bank |
| Address | MIAMI, OK 74354 |
| Type | Line of Credit |
|---|
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Ottawa County assessment roll, as of January 29, 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Ottawa County |
| Municipality | Commerce City |
| Unified School District | Commerce Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $16,184 (+3.88%) Land $775 Building $15,409 | $141,966 (+3.88%) Land $6,800 Building $135,166 | |
| 2025 | $1,512.00 (+0.93%) | $15,579 (-3.4%) Land $775 Building $14,804 | $136,662 (-3.39%) Land $6,800 Building $129,862 |
| 2024 | $1,498.00 (+7.54%) | $16,127 (+3.99%) Land $775 Building $15,352 | $141,463 (-) Land $6,800 Building $134,663 |
| 2023 | $1,393.00 (+3.34%) | $15,508 (+5%) Land $660 Building $14,848 | $141,463 (-) Land $6,800 Building $134,663 |
| 2022 | $1,348.00 | $14,770 Land $522 Building $14,248 | $141,463 Land $6,800 Building $134,663 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 13, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 5 (1993–2007) |
| Most Recent Claim | Jul 2007 · Severe Storms, Flooding, And Tornadoes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 94% of Oklahoma |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COMMERCE serves 2,645 people · EPA ID OK2005810 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
Listed by EPA as a serious violator, with a treatment or procedure violation still open.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory currently in violation since Oct 2024 |
| Monitoring and Reporting | 37 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sparklight Cable | 1,000 / 50 |
| The Junction Internet Fixed Wireless | 100 / 20 |
| Wisper ISP Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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