Queen Anne's County property record for 401 McKay Rd, Stevensville, MD 21666
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 2,277 sqft · built 2001 |
| Lot Size | 0.349 acres (15,200 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $437,000 (Aug 2014) |
| Tax Bill | $4,916 (2025) |
| Deeds & Mortgages | Oct 2020 Mortgage Dec 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-020219 |
| Primary APN | 04-020219 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,277 sqft Total Area |
| 1st Floor Area | 217 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 15,200 sqft (0.349 acres) |
| Lot Dimensions | 190 ft deep x 80 ft wide |
| Garage Type | Detached |
| Garage Area | 540 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 787 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 020219 |
|---|---|
| Street Address | 401 MCKAY RD |
| City | STEVENSVILLE |
| State | MD |
| Zip | 21666-2747 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NC-20 |
| Legal Description | LOT 22, BLK 20 BAY CITY-SECT 2 |
| Legal Subdivision | BAY CITY |
| Legal Block | 20 |
| Legal Lot Number | 22 |
| Jurisdiction | QUEEN ANNE'S MD |
| Township / Civil Division | 4, KENT ISLAND |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 810901 |
Source: Queen Anne's County records, as of September 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 401 MCKAY RD, STEVENSVILLE, MD 21666-2747 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 1, 2020 | Deed of Trust, Mortgage · Conventional Mortgage MERIDIAN BANK |
| Dec 28, 2021 | Deed of Trust, Mortgage · Conventional Mortgage MERIDIAN BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 11, 2014 · Amount on Record |
| Deed Sale | Aug 11, 2014 · Amount on Record |
| Prior Sale | Dec 31, 2001 · Amount on Record |
| Deed Document Number | 2014435383 |
| Deed Book / Page | 2314 / 89 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | QUEEN ANNE'S MD |
| Property Address | 401 MCKAY RD, STEVENSVILLE, MD 21666-2747 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Title Company | MID ATLANTIC TITLE LL |
| Name | Verified Name |
|---|
| Document Number | 0034640256 |
|---|---|
| Date | Oct 1, 2020 |
| Book Page | 3464/256 |
| Name | MERIDIAN BANK |
|---|---|
| Type | Bank |
| Address | BLUE BELL, PA 19422 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Sep 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | QUEEN ANNE'S MD |
| Property Address | 401 MCKAY RD, STEVENSVILLE, MD 21666-2747 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Title Company | BLACK OAK TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0039340148 |
|---|---|
| Date | Dec 28, 2021 |
| Book Page | 3934/148 |
| Name | MERIDIAN BANK |
|---|---|
| Type | Bank |
| Address | BLUE BELL, PA 19422 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2052 |
Source: Queen Anne's County assessment roll, as of September 21, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Queen Anne's County |
| Unified School District | Queen Annes County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $567,900 (+32.1%) Land $182,500 Building $385,400 | $567,900 (+32.1%) Land $182,500 Building $385,400 | |
| 2025 | $4,916.00 (+21.41%) | ||
| 2023 | $4,049.00 | $429,900 Land $161,000 Building $268,900 | $429,900 Land $161,000 Building $268,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 85 policies |
| Nearby Flood Policies | 85 in force |
| Nearby Flood Claims | 113 (1978–2024) |
| Claims Outside the SFHA | 19 of 113 |
| Most Recent Claim | Jan 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 90% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | STEVENSVILLE serves 9,155 people · EPA ID MD0170019 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 184 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Talkie Communications Fiber | 10,000 / 10,000 |
| Breezeline Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures