317 McKay Rd, Stevensville, MD 21666 Property Records

Queen Anne's County property record for 317 McKay Rd, Stevensville, MD 21666

Property Summary

Property Type	Single Family Home
Details	2 ba · 960 sqft · built 1984
Lot Size	0.28 acres (12,214 sqft)
Owner	2 Individual Names on Record
Last Sale	$360,000 (Sep 2021)
Tax Bill	$3,095 (2025)
Deeds & Mortgages	Sep 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-021991`

Property Details

APN / Parcel Number

Primary APN	`04-021991`
Alternative APNs	`4021991` `021991`

Interior

Full Baths	2 Baths
Building Area	960 sqft Total Area
Basement Area	384 sqft
Finished Basement	384 sqft

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Split Foyer
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	12,214 sqft (0.28 acres)
Lot Dimensions	197 ft deep x 62 ft wide
Deck Area	240 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	021991
Street Address	317 MCKAY RD
City	STEVENSVILLE
State	MD
Zip	21666-2745
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NC-20
Legal Description	LOT 20, BLK 19 BAY CITY-SECT 2
Legal Subdivision	BAY CITY PLAT II
Legal Block	19
Legal Lot Number	20
Jurisdiction	QUEEN ANNE'S MD
Township / Civil Division	4, KENT ISLAND
Census Block Group	2
Census Block	2028
Census Tract	810901

Owner

Source: Queen Anne's County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	317 MCKAY RD, STEVENSVILLE, MD 21666-2745
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 10, 2021 · Amount on Record
Deed Sale	Sep 10, 2021 · Amount on Record
Prior Sale	Jun 21, 2006 · Amount on Record
Deed Book / Page	3828 / 142
Prior Transfer Date	May 8, 2015
Prior Transfer Doc	0024270051
Record Updated	Oct 29, 2026

September 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	QUEEN ANNE'S MD
Recording Date	Sep 10, 2021
Property Address	317 MCKAY RD, STEVENSVILLE, MD 21666-2745
Document Number	0038280142
Book / Page	3828 / 142
Map Reference	MB 1 PG 44
Instrument Date	Jul 30, 2021
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	SAGE TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	317 MCKAY RD, STEVENSVILLE, MD 21666-2745

Mortgage

Document Number	0003828150
Date	Sep 10, 2021
Instrument	3828/150

Lender

Name	PROSPERITY HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

Source: Queen Anne's County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Queen Anne's County
Unified School District	Queen Annes County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$353,200 (+7.5%) Land $181,800 Building $171,400	$353,200 (-) Land $181,800 Building $171,400
2025	$3,095.00 (+17.64%)	$328,567 (+17.64%)	$353,200 (+26.46%) Land $181,800 Building $171,400
2023	$2,631.00	$279,300 Land $160,700 Building $118,600	$279,300 Land $160,700 Building $118,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 85 policies
Nearby Flood Policies	85 in force
Nearby Flood Claims	113 (1978–2024)
Claims Outside the SFHA	19 of 113
Most Recent Claim	Jan 2024 · rainfall accumulation
Claims by Event	Hurricane Isabel, Sep 2003 · 86 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 90% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STEVENSVILLE serves 9,155 people · EPA ID MD0170019
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 184 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Talkie Communications Fiber	10,000 / 10,000
Breezeline Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20