Guadalupe County property record for 401 Main St, Schertz, TX 78154
| Property Type | Single Family Home |
|---|---|
| Details | 1,760 sqft · built 1849 |
| Lot Size | 1 acre (43,560 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $4,890 (2025) |
| Deeds & Mortgages | Jan 2025 Transfer Dec 2024 Sale |
| Flood Zone | Zone AE (high risk) |
| APN | 2G0221000018700000 |
| Primary APN | 2G0221000018700000 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,760 sqft Living Area |
| Gross Area | 2,200 sqft |
| 1st Floor Area | 1,760 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1849 |
|---|---|
| Effective Year Built | Effective 1849 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Wood |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 43,560 sqft |
| Porch | Enclosed Porch |
| Porch Area | 440 sqft |
| Patio Area | 800 sqft |
| Cooling System | Window A/C |
|---|---|
| Heating System | Space Heater |
| Water Source | Commercial |
| Street Address | 401 MAIN ST |
|---|---|
| City | SCHERTZ |
| State | TX |
| Zip | 78154-2142 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ABS: 221 SUR: G MALPAZ 1.2100 AC. |
| Legal Subdivision | MALPAZ G |
| Legal Block | 2 |
| Jurisdiction | GUADALUPE TX |
| Township / Civil Division | SCHERTZ-CIBOLO |
| Census Block Group | 2 |
| Census Block | 2025 |
| Census Tract | 210706 |
401 Main St is owned and occupied by two individuals who acquired it in May 2006.
Source: Guadalupe County records, as of September 2, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 401 MAIN ST, SCHERTZ, TX 78154-2142 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 14, 2025 | Correction Deed PROROVIDENCE TITLE COMPANY, PROVIDENCE TITLE COMPANY |
| Dec 26, 2024 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | May 24, 2006 |
| Transfer Doc | 0000010514 |
| Record Updated | Oct 29, 2026 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | GUADALUPE TX |
| Recording Date | Jan 14, 2025 |
| Property Address | 401 MAIN ST, SCHERTZ, TX 78154-2142 |
| Document Number | 0099001092 |
| Instrument Date | Jan 14, 2025 |
| Instrument | 202599001092 |
| Record Updated | Mar 20, 2026 |
| Title Company | PROROVIDENCE TITLE COMPANY, PROVIDENCE TITLE COMPANY |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GUADALUPE TX |
| Recording Date | Dec 26, 2024 |
| Property Address | 401 MAIN ST, SCHERTZ, TX 78154-2142 |
| Document Number | 0099031810 |
| Instrument Date | Dec 18, 2024 |
| Instrument | 202499031810 |
| Transaction Type | Transfer |
| Record Updated | Mar 20, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
The 2025 property tax bill for 401 Main St was $4,890, up 61.3% from the year before.
Source: Guadalupe County assessment roll, as of August 12, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Guadalupe County |
| Municipality | Schertz City |
| Unified School District | Schertz-Cibolo-Universal City Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $195,134 (-23.42%) Land $131,348 Building $63,786 | $195,134 (-23.42%) Land $131,348 Building $63,786 | |
| 2025 | $4,890.00 (+61.28%) | $254,812 Land $120,430 Building $134,382 | $254,812 Land $120,430 Building $134,382 |
| 2024 | $3,032.00 (+19.65%) | ||
| 2023 | $2,534.00 (-9.89%) | $130,000 Land $69,864 Building $60,136 | $130,000 Land $69,864 Building $60,136 |
| 2022 | $2,812.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 401 Main St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective April 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 54 policies |
| Nearby Flood Policies | 54 in force |
| Nearby Flood Claims | 1 (2015) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2015 · Severe Storms, Tornadoes, Straight-line Winds And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 401 Main St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.8% of Texas |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SCHERTZ serves 41,948 people · EPA ID TX0940003 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 295 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Guadalupe Valley Electric Cooperative, Hotwire Communications.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures