Guadalupe County property record for 432 Main St, Schertz, TX 78154
| Property Type | Commercial |
|---|---|
| Details | 3,364 sqft · built 2000 |
| Lot Size | 0.252 acres (10,977 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $3,339 (2025) |
| Flood Zone | Zone AE (high risk) |
| APN | 2G0221000001300000 |
| Primary APN | 2G0221000001300000 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 3,364 sqft Gross Area |
| 1st Floor Area | 3,364 sqft |
| Interior Walls | Unfinished |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Concrete |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Flat |
| Roof Material | Metal |
| Lot Area | 10,977 sqft (0.252 acres) |
| Parking Spaces | 17 Parking Spaces |
| Canopy | 2,900 sqft |
| Sewer | Municipal |
|---|---|
| Water Source | Commercial |
| Street Address | 432 MAIN ST |
|---|---|
| City | SCHERTZ |
| State | TX |
| Zip | 78154-2143 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | ABS: 221 SUR: G MALPAZ 0.2520 AC. |
| Legal Subdivision | MALPAZ G |
| Legal Block | 2 |
| Jurisdiction | GUADALUPE TX |
| Township / Civil Division | SCHERTZ-CIBOLO |
| Census Block Group | 2 |
| Census Block | 2028 |
| Census Tract | 210706 |
Source: Guadalupe County records, as of August 12, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 519 FAITH DR, SAN ANTONIO, TX 78228-2325 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
Source: Guadalupe County assessment roll, as of August 12, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Guadalupe County |
| Municipality | Schertz City |
| Unified School District | Schertz-Cibolo-Universal City Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $192,700 (+10.75%) Land $81,551 Building $111,149 | $192,700 (+10.75%) Land $81,551 Building $111,149 | |
| 2025 | $3,339.00 (-7.48%) | $174,000 (+9.3%) Land $81,551 Building $92,449 | $174,000 (+9.3%) Land $81,551 Building $92,449 |
| 2024 | $3,609.00 (+16.31%) | ||
| 2023 | $3,103.00 (-7.35%) | $159,200 Land $104,330 Building $54,870 | $159,200 Land $104,330 Building $54,870 |
| 2022 | $3,349.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 54 policies |
| Nearby Flood Policies | 54 in force |
| Nearby Flood Claims | 1 (2015) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2015 · Severe Storms, Tornadoes, Straight-line Winds And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.8% of Texas |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SCHERTZ serves 41,948 people · EPA ID TX0940003 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 295 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Guadalupe Valley Electric Cooperative, Hotwire Communications.
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