Kingfisher County property record for 401 Main St, Loyal, OK 73756
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,840 sqft · built 1974 |
| Lot Size | 0.351 acres (15,301 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $60,000 (Jul 2006) |
| Tax Bill | $437 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 10970 |
| Primary APN | 10970 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,840 sqft Living Area |
| 1st Floor Area | 1,840 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Traditional |
| Exterior Material | Brick Veneer |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 15,301 sqft (0.351 acres) |
| Lot Dimensions | 150 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 280 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Patio Area | 96 sqft |
| Shed | 1 Shed |
| Shed Area | 64 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 10970 |
|---|---|
| Street Address | 401 MAIN ST |
| City | LOYAL |
| State | OK |
| Zip | 73756-5650 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 3-6 BLOCK 1 & TR BEG SW/COR LOT 3 W 2' N 150' E 2' S 150' TO BEG LOYAL PROPER |
| Legal Range | 09W |
| Legal Township | 17N |
| Legal Section | 01 |
| Legal Subdivision | LOYAL PROPER |
| Legal Block | 1 |
| Legal Lot Number | 3-6 |
| Jurisdiction | KINGFISHER OK |
| Township / Civil Division | KINGFISHER |
| Census Block Group | 1 |
| Census Block | 1070 |
| Census Tract | 958200 |
Source: Kingfisher County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 401 MAIN ST, LOYAL, OK 73756-5650 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 20, 2006 · Amount on Record |
| Deed Sale | Jul 20, 2006 · Amount on Record |
| Deed Document Number | 20063055 |
| Deed Book / Page | 2092 / 96 |
| Record Updated | Oct 29, 2026 |
Source: Kingfisher County assessment roll, as of February 27, 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Kingfisher County |
| Municipality | Loyal Town |
| Unified School District | Lomega Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,069 (+3%) Land $714 Building $5,355 | $55,177 (-57.62%) Land $6,493 Building $48,684 | |
| 2025 | $437.00 (+4.05%) Homeowner's exemption | $5,892 (+2.99%) Land $693 Building $5,199 | $130,186 (+19.99%) Land $9,640 Building $120,546 |
| 2023 | $420.00 Homeowner's exemption | $5,721 Land $673 Building $5,048 | $108,496 Land $6,120 Building $102,376 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 2, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 2 (1995–2007) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Aug 2007 · Severe Storms, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of Oklahoma |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOYAL serves 81 people · EPA ID OK2003701 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2023 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | Nitrate-Nitrite resolved · Jan 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 13 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Chisholm Broadband Fixed Wireless | 100 / 40 |
| Pioneer Telephone Cooperative DSL · Fiber in parts of the area | 46 / 7 |
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