Kingfisher County property record for 309 Main St, Loyal, OK 73756
| Property Type | Mobile Home |
|---|---|
| Details | 3 bd · 1 ba · 1,728 sqft · built 1985 |
| Lot Size | 0.587 acres (25,569 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $571 (2025) |
| Deeds & Mortgages | Aug 2010 Mortgage Dec 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 10976 |
| Primary APN | 10976 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,728 sqft Living Area |
| 1st Floor Area | 1,728 sqft |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Mobile Home |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 25,569 sqft (0.587 acres) |
| Lot Dimensions | 150 ft deep x 75 ft wide |
| Garage Type | Carport |
| Garage Area | 378 sqft |
| Carport | Carport |
| Carport Area | 378 sqft |
| Porch | Open Porch |
| Deck Area | 200 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 10976 |
|---|---|
| Street Address | 309 MAIN ST |
| City | LOYAL |
| State | OK |
| Zip | 73756-5652 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Legal Description | LOTS 14-20 BLOCK 2 LOYAL PROPER 1985 APPT MH |
| Legal Range | 09W |
| Legal Township | 17N |
| Legal Section | 01 |
| Legal Subdivision | LOYAL PROPER |
| Legal Block | 2 |
| Legal Lot Number | 14-20 |
| Jurisdiction | KINGFISHER OK |
| Township / Civil Division | KINGFISHER |
| Census Block Group | 1 |
| Census Block | 1079 |
| Census Tract | 958200 |
Source: Kingfisher County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 309 MAIN ST, LOYAL, OK 73756-5652 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 17, 2010 | Deed of Trust, Mortgage · Stand-Alone First Mortgage UNION BANK |
| Dec 15, 2021 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KINGFISHER OK |
| Property Address | 309 MAIN ST, LOYAL, OK 73756-5652 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2026 |
| Title Company | CROSSROADS TITLE |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 002354/096 |
|---|---|
| Date | Aug 17, 2010 |
| Book Page | 2354/096 |
| Instrument | 002877 |
| Name | UNION BANK |
|---|---|
| Type | Bank |
| Address | KINGFISHER, OK 73750 |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KINGFISHER OK |
| Recording Date | Dec 15, 2021 |
| Property Address | 309 MAIN ST, LOYAL, OK 73756-5652 |
| Document Number | 003408/172 |
| Book / Page | 3408 / 172 |
| Instrument Date | Dec 14, 2021 |
| Instrument | I-2021-006191 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $52.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 401 MAIN ST, LOYAL, OK 73756-5650 |
Source: Kingfisher County assessment roll, as of February 27, 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Kingfisher County |
| Municipality | Loyal Town |
| Unified School District | Lomega Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,620 (+2.99%) Land $1,352 Building $6,268 | $69,271 (-7.29%) Land $12,294 Building $56,977 | |
| 2025 | $571.00 (-0.35%) Homeowner's exemption | $7,399 (-0.46%) Land $1,190 Building $6,209 | $74,715 (+10.56%) Land $16,108 Building $58,607 |
| 2023 | $573.00 Homeowner's exemption | $7,433 Land $495 Building $6,938 | $67,578 Land $4,500 Building $63,078 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 2, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 2 (1995–2007) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Aug 2007 · Severe Storms, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 97.7% of Oklahoma |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOYAL serves 81 people · EPA ID OK2003701 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2023 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | Nitrate-Nitrite resolved · Jan 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 13 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Chisholm Broadband Fixed Wireless | 100 / 40 |
| Pioneer Telephone Cooperative DSL | 46 / 7 |
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