401 Main St, Joice, IA 50446 Property Records

Worth County property record for 401 Main St, Joice, IA 50446

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,133 sqft · built 1900
Lot Size0.161 acres (7,000 sqft)
OwnerIndividual Name on File
Tax Bill$1,064 (2025)
Deeds & MortgagesJul 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN0528305006

Property Details

APN / Parcel Number

Primary APN0528305006

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,133 sqft Living Area
1st Floor Area660 sqft
AtticAttic
Attic Area297 sqft
Basement Area836 sqft
Unfinished Basement660 sqft
Game RoomGame Room
FlooringCarpet
Interior WallsPlaster

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Exterior MaterialVinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area7,000 sqft (0.161 acres)
Lot Dimensions140 ft deep x 50 ft wide
Garage TypeAttached
Garage Area624 sqft
Parking Spaces2 Parking Spaces
PorchEnclosed Porch
Porch Area192 sqft
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address401 MAIN ST
CityJOICE
StateIA
Zip50446
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionJOICE ORIGINAL TOWN - JOICE BLOCK:5 LOT:7
Legal Block5
JurisdictionWORTH IA
Township / Civil DivisionBRISTOL
Census Block Group2
Census Block2210
Census Tract690200

Owner

401 Main St, a single family home, is owned by an individual.

Source: Worth County records, as of August 27, 2026

Owner of RecordIndividual Name on File
Mailing AddressPO BOX 122, JOICE, IA 50446-0122
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWORTH IA
Property Address401 MAIN ST, JOICE, IA 50446
Transaction TypeMortgage
Record UpdatedFeb 9, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0020210901
DateJul 28, 2021
Instrument20210901
Lender
NameMANUFACTURERS BANK & TRUST CO
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term240 Months
DueJul 20, 2041
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 401 Main St was $1,064.

Source: Worth County assessment roll, as of October 16, 2025

Property Jurisdictions

TypeName
StateIowa
CountyWorth County
MunicipalityJoice City
Unified School DistrictLake Mills Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,064.00$75,625 Land $5,250 Building $70,375$75,625 Land $5,250 Building $70,375
2024$1,064.00
2023$69,232 (+31.63%) Land $5,250 Building $63,982$69,232 Land $5,250 Building $63,982
2022$832.00$52,595 Land $3,150 Building $49,445
2021$52,595 Land $3,150 Building $49,445

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 401 Main St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective August 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims2 (2004)
Most Recent ClaimMay 2004 · Severe Storms, Tornadoes, And Flooding
Claims by Event
  • Severe Storms, Tornadoes, And Flooding, May 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 401 Main St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 82% of Iowa
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Winnebago Cooperative Telecom Association
Fiber
1,000 / 1,000
GigFire
Fixed Wireless
150 / 130
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on Main St

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