306 Main St, Joice, IA 50446 Property Records

Worth County property record for 306 Main St, Joice, IA 50446

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 992 sqft · built 1958
Lot Size0.321 acres (14,000 sqft)
OwnerIndividual Name on File
Last Sale$56,500 (Jul 2017)
Tax Bill$1,082 (2024)
Deeds & MortgagesOct 2017 Mortgage
Jul 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN0528310002

Property Details

APN / Parcel Number

Primary APN0528310002

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area992 sqft Living Area
1st Floor Area768 sqft
Basement Area768 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1958
Exterior MaterialVinyl
Construction TypeFrame
Foundation TypeBlock
Roof TypeGable
Roof MaterialAsphalt
Lot Area14,000 sqft (0.321 acres)
Lot Dimensions140 ft deep x 100 ft wide
Garage TypeMixed
Garage Area1,104 sqft
Parking Spaces4 Parking Spaces
Deck Area148 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemHot Water
SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address306 MAIN ST
CityJOICE
StateIA
Zip50446-7707
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionJOICE ORIGINAL TOWN - JOICE BLOCK:11 LOT:3 & 4
Legal Block11
JurisdictionWORTH IA
Township / Civil DivisionBRISTOL
Census Block Group2
Census Block2217
Census Tract690200

Owner

306 Main St is owned and occupied by an individual who bought it in July 2017.

Source: Worth County records, as of October 15, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address306 MAIN ST, JOICE, IA 50446-7707
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 23, 2017Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO BANK NA
Jul 3, 2017Warranty Deed, Transfer · Conventional Mortgage
WELLS FARGO BANK NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 3, 2017 · Amount on File
Deed SaleJul 3, 2017 · Amount on File
Prior SaleMay 22, 2014
Deed Document Number20170831
Record UpdatedJun 8, 2026

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWORTH IA
Property Address306 MAIN ST, JOICE, IA 50446-7707
Transaction TypeMortgage
Record UpdatedAug 9, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0020171365
DateOct 23, 2017
Instrument20171365
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term357 Months
DueJul 1, 2047

July 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWORTH IA
Recording DateJul 3, 2017
Property Address306 MAIN ST, JOICE, IA 50446-7707
Document Number0020170831
Instrument DateJun 28, 2017
Instrument20170831
Transaction TypeTransfer
Record UpdatedAug 9, 2022

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$89.60
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address306 MAIN ST, JOICE, IA 50446-7707

Mortgage

Document Number0020170832
DateJul 3, 2017
Instrument20170832
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJul 1, 2047

Tax Assessment & Valuation

Source: Worth County assessment roll, as of May 1, 2025

Property Jurisdictions

TypeName
StateIowa
CountyWorth County
MunicipalityJoice City
Unified School DistrictLake Mills Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$87,930 Land $10,500 Building $77,430$87,930 Land $10,500 Building $77,430
2024$1,082.00
2023$80,560 (+29.44%) Land $10,500 Building $70,060$80,560 Land $10,500 Building $70,060
2022$846.00 Homeowner's exemption$62,236 Land $6,300 Building $55,936
2021$62,236 Land $6,300 Building $55,936

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 306 Main St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective August 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims2 (2004)
Most Recent ClaimMay 2004 · Severe Storms, Tornadoes, And Flooding
Claims by Event
  • Severe Storms, Tornadoes, And Flooding, May 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 306 Main St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 82% of Iowa
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJOICE WATER SUPPLY
serves 208 people · EPA ID IA9835001
Water SourceGroundwater
Last State InspectionApr 2024
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Winnebago Cooperative Telecom Association
Fiber
1,000 / 1,000
GigFire
Fixed Wireless
150 / 130
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on Main St

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