Berrien County property record for 401 Main St, Buchanan, MI 49107 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1901 |
| Square Footage | 1,732 sqft Living Area |
| Lot Size | 6,970 sqft (0.16 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $146,400 (2020) |
| Tax Bill | $2,573.00 (2025) |
| Primary APN | 58-0026-0132-00-8 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Baths |
| Building Area | 1,732 sqft Living Area |
| 1st Floor | 1,065 sqft 1st Floor |
| Year Built | Built 1901 |
|---|---|
| Effective Year Built | Effective 1901 |
| Lot Area | 6,970 sqft (0.16 acres) |
| Depth X Width | 72 ft x 98 ft Depth x Width |
| Parking Spaces | 1 Parking Spaces |
| Garage Area | 240 sqft Garage |
| Heating System | Forced Air with Air Conditioning Heating |
|---|
| Street Address | 401 MAIN ST |
|---|---|
| City | BUCHANAN |
| State | MI |
| Zip | 49107-1306 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | COM 33' N & 675.81' E OF SW COR OF NE1/4 OF SE1/4 OF SEC 26 T7S R18W TH E 72' (REC AS 4.5 RDS) TH N 98.5' TH W 72' (REC AS |
| Legal Range | 18W |
| Legal Township | 07S |
| Legal Section | 26 |
| Jurisdiction | BERRIEN MI |
| Minor Civil Division | BUCHANAN |
| Census Blockgroup | 1 |
| Census Block | 1014 |
| Census Tract | 20200 |
Source: Berrien County records · APN 58-0026-0132-00-8
Assessment roll updated June 5, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 401 MAIN ST, BUCHANAN, MI 49107-1306 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jul 29, 2026 | Deed of Trust, Mortgage · Line of Credit UNITED FEDERAL CREDIT UNION |
| Oct 12, 2020 | Warranty Deed, Transfer · Conventional Mortgage UNITED FCU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 12, 2020 · Amount on Record |
| Deed Sale | Oct 12, 2020 · Amount on Record |
| Prior Sale | Oct 12, 2020 · Amount on Record |
| Deed Book / Page | 3294 / 3248 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERRIEN MI |
| Recording Date | Jul 29, 2026 |
| Property Address | 401 MAIN ST, BUCHANAN, MI 49107-1306 |
| Document Number | 0000466908 |
| Book / Page | 3483 / 3179 |
| Instrument Date | Jul 03, 2026 |
| Instrument | 2026466908 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 401 MAIN ST, BUCHANAN, MI 49107-1306 |
| Document Number | 0000466908, |
|---|---|
| Date | Jul 29, 2026 |
| Book Page | 3483/3179 |
| Instrument | 2026466908 |
| Name | UNITED FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jul 25, 2036 |
| Rate | 6.48% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BERRIEN MI |
| Recording Date | Oct 12, 2020 |
| Property Address | 401 MAIN ST, BUCHANAN, MI 49107-1306 |
| Document Number | 03294/3248 |
| Book / Page | 3294 / 3248 |
| Instrument Date | Oct 05, 2020 |
| Transaction Type | Transfer |
| Record Updated | Nov 09, 2023 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,259.90 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 401 MAIN ST, BUCHANAN, MI 49107-1306 |
| Name | Verified Name |
|---|---|
| Address | 112 CHARLES CT, BUCHANAN, MI 49107-1502 |
| Document Number | 0032943250 |
|---|---|
| Date | Oct 12, 2020 |
| Instrument | 3294/3250 |
| Name | UNITED FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2050 |
Source: Berrien County records · Assessment roll updated June 5, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Berrien County |
| Municipality | Buchanan City |
| Unified School District | Buchanan Community School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $105,200 (+51.15%) | $210,400 (+51.15%) | |
| 2025 | $2,573.00 (+8.02%) | ||
| 2023 | $69,600 | $139,200 | |
| 2022 | $2,382.00 |
Source: FEMA National Flood Hazard Layer, Berrien County (26021C), updated September 10, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026
| Historic District | Within the Buchanan North and West Neighborhoods Historic District listed 2011 · 575 contributing resources · NRIS 11000863 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
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