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401 Macchi Ave, Oakland (Winter Garden), FL 34787 Property Records

Orange County property record for 401 Macchi Ave, Oakland, FL 34787

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,862 sqft · built 2006
Lot Size0.292 acres (12,730 sqft)
Owner2 Individual Names on Record
Last Sale$550,000 (Aug 2022)
Tax Bill$9,763 (2025)
Deeds & MortgagesAug 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN21-22-27-9402-00-380

Property Details

APN / Parcel Number

Primary APN21-22-27-9402-00-380
Alternative APNs
  • 272221940200380
  • 117640
  • 118408
  • 119790

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,862 sqft Living Area
Gross Area3,522 sqft
1st Floor Area2,862 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area12,730 sqft (0.292 acres)
Garage TypeAttached
Garage Area440 sqft
Parking Spaces2 Parking Spaces
PorchFinished/Open Porch
Porch Area220 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address401 MACCHI AVE
CityOAKLAND
StateFL
Zip34787-3059
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1A
Legal DescriptionWINTERS LANDING PHASE 2 60/19 LOT 38
Legal Range27E
Legal Township22S
Legal Section21
Legal SubdivisionWINTERS LANDING PH 2
Legal Phase2
Legal Tract9402
Legal Lot Number38
JurisdictionORANGE FL
Township / Civil DivisionWINTER GARDEN-OCOEE
Census Block Group1
Census Block1019
Census Tract17200

Owner

Source: Orange County records, as of April 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address912 KERSHAW DR, WINTER GARDEN, FL 34787-3084
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 29, 2022 · Amount on Record
Deed SaleAug 29, 2022 · Amount on Record
Prior SaleFeb 10, 2006 · Amount on Record
Deed Document Number2022528264
Record UpdatedOct 29, 2026

August 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionORANGE FL
Recording DateAug 29, 2022
Property Address401 MACCHI AVE, OAKLAND, FL 34787-3059
Document Number0000528264
Map ReferenceMB 60 PG 19&20
Instrument DateAug 11, 2022
Instrument20220528264
Transaction TypeTransfer
Record UpdatedSep 15, 2022
Title CompanyINNOVATIVE TITLE SERVICES I LLC, INNOVATIVE TITLE SVCS LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,850.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4002 CYPRESS LN, 4002, TAMPA, FL 33618-2734

Transferred To (Grantee/Buyer)

NameVerified Name
Address912 KERSHAW DR, WINTER GARDEN, FL 34787-3084

Mortgage

Document Number0000528265
DateAug 29, 2022
Instrument20220528265
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2052

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOrange County
MunicipalityOakland Town
Unified School DistrictOrange County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$532,240 (-1.12%) Land $152,760 Building $379,480$532,240 (-1.12%) Land $152,760 Building $379,480
2025$9,763.00 (+3.38%)$538,290 (+9.2%) Land $152,760 Building $385,530$538,290 (+9.2%) Land $152,760 Building $385,530
2024$9,444.00 (+8.18%)
2023$8,730.00 (+143.51%)$492,960 (+103.12%) Land $152,760 Building $340,200$492,960 (+18.29%) Land $152,760 Building $340,200
2022$3,585.00 Homeowner's exemption$242,691$416,745 Land $127,300 Building $289,445

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 40 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies40 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · lower than 87% of Florida
Wildfire Likelihood0.07% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF OAKLAND
serves 6,202 people · EPA ID FL3480913
Water SourceGroundwater
Last State InspectionFeb 2026
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 255 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber		2,000 / 1,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000

May also be available: AT&T, Metronet.

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