Orange County property record for 400 Macchi Ave, Oakland, FL 34787
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,282 sqft · built 2006 |
| Lot Size | 0.292 acres (12,725 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $415,000 (Sep 2018) |
| Tax Bill | $6,821 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage Oct 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-22-27-9402-00-370 |
| Primary APN | 21-22-27-9402-00-370 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,282 sqft Living Area |
| Gross Area | 4,482 sqft |
| 1st Floor Area | 2,304 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 12,725 sqft (0.292 acres) |
| Garage Type | Attached |
| Garage Area | 570 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 458 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 400 MACCHI AVE |
|---|---|
| City | OAKLAND |
| State | FL |
| Zip | 34787-3058 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1A |
| Legal Description | WINTERS LANDING PHASE 2 60/19 LOT 37 |
| Legal Range | 27E |
| Legal Township | 22S |
| Legal Section | 21 |
| Legal Subdivision | WINTERS LANDING PH 2 |
| Legal Phase | 2 |
| Legal Tract | 9402 |
| Legal Lot Number | 37 |
| Jurisdiction | ORANGE FL |
| Township / Civil Division | WINTER GARDEN-OCOEE |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 17200 |
Source: Orange County records · APN 21-22-27-9402-00-370
Assessment roll updated April 30, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 400 MACCHI AVE, OAKLAND, FL 34787-3058 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
| Date | Document |
|---|---|
| Nov 17, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION |
| Oct 08, 2019 | Deed of Trust, Mortgage · Conventional with PMI FBC MTG |
| Sep 07, 2018 | Warranty Deed, Transfer · Conventional Mortgage FBC MORTGAGE LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 07, 2018 · Amount on Record |
| Deed Sale | Sep 07, 2018 · Amount on Record |
| Prior Sale | Apr 10, 2006 · Amount on Record |
| Deed Document Number | 2018529994 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 400 MACCHI AVE, OAKLAND, FL 34787-3058 |
| Transaction Type | Mortgage |
| Record Updated | Dec 08, 2021 |
| Name | Verified Name |
|---|---|
| Address | 400 MACCHI AVE, OAKLAND, FL 34787-3058 |
| Document Number | 20210707145 |
|---|---|
| Date | Nov 17, 2021 |
| Instrument | 20210707145 |
| Name | BETTER MORTGAGE CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | NEW YORK, NY 10007 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 400 MACCHI AVE, OAKLAND, FL 34787-3058 |
| Document Number | 0000684866 |
| Instrument Date | Oct 08, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 15, 2019 |
| Title Company | CLEAR TITLE/FL LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 400 MACCHI AVE OAKLAND FL 347873058, OAKLAND, FL 34787-3058 |
| Document Number | 0000684866 |
|---|---|
| Date | Oct 31, 2019 |
| Instrument | 684866 |
| Name | FBC MTG |
|---|---|
| Type | Mortgage Company |
| Address | ORLANDO, FL 32801 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 30, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Sep 07, 2018 |
| Property Address | 400 MACCHI AVE, OAKLAND, FL 34787-3058 |
| Document Number | 0000529994 |
| Map Reference | MB 60 PG 19-20 |
| Instrument Date | Aug 28, 2018 |
| Instrument | 20180529994 |
| Transaction Type | Transfer |
| Record Updated | Jan 03, 2022 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,905.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 400 MACCHI AVE, OAKLAND, FL 34787-3058 |
| Document Number | 0000529995 |
|---|---|
| Date | Sep 07, 2018 |
| Instrument | 20180529995 |
| Name | FBC MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2048 |
Source: Orange County records · Assessment roll updated April 30, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Orange County |
| Municipality | Oakland Town |
| Unified School District | Orange County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $428,920 (+2.7%) | $654,150 (-1.3%) Land $152,700 Building $501,450 | |
| 2025 | $6,821.00 (+3.02%) Homeowner's exemption | $417,644 (+5.99%) | $662,790 (+9.36%) Land $152,700 Building $510,090 |
| 2024 | $6,621.00 (+5.89%) | ||
| 2023 | $6,253.00 (+12.61%) Homeowner's exemption | $394,052 (+11.49%) | $606,050 (+25.52%) Land $152,700 Building $453,350 |
| 2022 | $5,553.00 Homeowner's exemption | $353,449 | $482,824 Land $127,250 Building $355,574 |
Source: FEMA National Flood Hazard Layer as of September 24, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 40 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 40 in force |
| Wildfire Risk | Moderate above 40% of the US · lower than 87% of Florida |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Lumen Technologies Fiber | 2,000 / 1,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
May also be available: AT&T, Metronet Holdings.
Based on FCC filings for 255 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | TOWN OF OAKLAND serves 6,202 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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