401 Linden St, Ludlow (Covington), KY 41016 Property Records

Kenton County property record for 401 Linden St, Ludlow, KY 41016

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 912 sqft · built 1930
Lot Size0.072 acres (3,125 sqft)
Owner2 Individual Names on Record
Last Sale$68,000 (Sep 2007)
Tax Bill$1,436 (2025)
Flood ZoneZone X (minimal risk)
APN026-34-09-014.00

Property Details

APN / Parcel Number

Primary APN026-34-09-014.00

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area912 sqft Finished Area
Gross Area1,664 sqft

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1930
Exterior MaterialAluminum/Vinyl
Foundation TypeBlock
Roof MaterialComposition Shingle
Lot Area3,125 sqft (0.072 acres)
Lot Dimensions125 ft deep x 25 ft wide
Garage TypeDetached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Street Address401 LINDEN ST
CityCOVINGTON
StateKY
Zip41016-1438
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionKENNER GEO R PT LOT 70 25'X 125' SWC LINDEN & KENNER
Legal SubdivisionKENNER GEO R
Legal Lot Number70
JurisdictionKENTON KY
Township / Civil DivisionCOVINGTON
Census Block Group2
Census Block2012
Census Tract66900

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1329 OLD STATE RD, PARK HILLS, KY 41011-2750
Owner TypeIndividual
VestingRight of Survivorship

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 25, 2007 · Amount on Record
Deed SaleSep 25, 2007 · Amount on Record
Prior SaleSep 1, 2006 · Amount on Record
Deed Document Number200709 25 059 00257
Deed Book / Page3515 / 29
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityLudlow City
Unified School DistrictLudlow Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$144,400 (+31.27%) Land $15,000 Building $129,400$144,400 (+31.27%) Land $15,000 Building $129,400
2025$1,436.00 (+75.55%)$110,000 (-) Land $10,000 Building $100,000$110,000 (-) Land $10,000 Building $100,000
2023$818.00 Homeowner's exemption$110,000 Land $10,000 Building $100,000$110,000 Land $10,000 Building $100,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims1 (1997)
Most Recent ClaimMar 1997 · Severe Storm, Flooding, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHERN KENTUCKY WATER DISTRICT
serves 259,949 people · EPA ID KY0590220
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 516 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

May also be available: T-Mobile.

Nearby Properties on Linden St

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