335 Linden St, Ludlow (Covington), KY 41016 Property Records

Kenton County property record for 335 Linden St, Ludlow, KY 41016

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,616 sqft · built 1890
Lot Size	0.072 acres (3,125 sqft)
Owner	Individual Name on Record
Last Sale	$157,000 (Apr 2022)
Tax Bill	$2,050 (2025)
Deeds & Mortgages	Nov 2023 Line of Credit Apr 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`026-34-11-001.00`

Property Details

APN / Parcel Number

Primary APN	`026-34-11-001.00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,616 sqft Finished Area
Gross Area	2,456 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Material	Composition Shingle
Lot Area	3,125 sqft (0.072 acres)
Lot Dimensions	125 ft deep x 25 ft wide
Garage Type	Attached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	335 LINDEN ST
City	COVINGTON
State	KY
Zip	41016-1436
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	KENNER GEO R W 25' LOT 69 25'X 125'
Legal Subdivision	KENNER GEO R
Legal Lot Number	69
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	2
Census Block	2009
Census Tract	66900

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	335 LINDEN ST, COVINGTON, KY 41016-1436
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 27, 2023	Deed of Trust, Mortgage · Line of Credit HOME SAVINGS BANK FSB
Apr 15, 2022	Warranty Deed, Transfer · FHA Mortgage POLARIS HOME FUNDING CORP
May 5, 2020	Warranty Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 15, 2022 · Amount on Record
Deed Sale	Apr 15, 2022 · Amount on Record
Prior Sale	May 5, 2020 · Amount on Record
Deed Document Number	202268
Deed Book / Page	159 / 875
Prior Transfer Date	Dec 27, 2009
Prior Transfer Doc	0005900166
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	335 LINDEN ST, LUDLOW, KY 41016-1436
Transaction Type	Mortgage
Record Updated	Dec 6, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	335 LINDEN ST, BROMLEY, KY 41016-1436

Mortgage

Document Number	0005900278
Date	Nov 27, 2023
Book Page	KCM 509/594
Instrument	23112705900278

Lender

Name	HOME SAVINGS BANK FSB
Type	Bank
Address	COVINGTON, KY 41016

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	86 Months
Due	Jan 1, 2031

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Apr 15, 2022
Property Address	335 LINDEN ST, LUDLOW, KY 41016-1436
Document Number	0005900068
Book / Page	159 / 875
Instrument Date	Mar 28, 2022
Instrument	22041505900068
Transaction Type	Transfer
Record Updated	Aug 10, 2022
Title Company	AGILITY CLOSING AND TITLE SERVICES I, AGILITY CLOSING & TTL SVCS I

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	535 ARCARO DR, 535, MILTON, GA 30004-3017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	335 LINDEN ST, LUDLOW, KY 41016-1436

Mortgage

Document Number	0005900069
Date	Apr 15, 2022
Instrument	22041505900069

Lender

Name	POLARIS HOME FUNDING CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	May 5, 2020
Property Address	335 LINDEN ST, LUDLOW, KY 41016-1436
Document Number	0000000111
Book / Page	000019 / 000657
Instrument Date	Apr 27, 2020
Instrument	111
Transaction Type	Transfer
Record Updated	Jun 26, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$97.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	335 LINDEN ST LUDLOW KY 410161436, LUDLOW, KY 41016-1436

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Ludlow City
Unified School District	Ludlow Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$157,000 (-) Land $15,000 Building $142,000	$157,000 (-) Land $15,000 Building $142,000
2025	$2,050.00 (+1.49%)	$157,000 (-) Land $10,000 Building $147,000	$157,000 (-) Land $10,000 Building $147,000
2023	$2,020.00	$157,000 Land $10,000 Building $147,000	$157,000 Land $10,000 Building $147,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (1997)
Most Recent Claim	Mar 1997 · Severe Storm, Flooding, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 516 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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