395 Lear Rd, Portland, TN 37148 Property Records

Sumner County property record for 395 Lear Rd, Portland, TN 37148

Property Summary

Property Type	Single Family Home
Details	2.25 ba · 1,452 sqft · built 2007
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$355,000 (Oct 2024)
Tax Bill	$1,104 (2025)
Deeds & Mortgages	Jun 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`083003 04200`

Property Details

APN / Parcel Number

Primary APN	`083003 04200`
Alternative APN	`003 04200`

Interior

Full Baths	2.25 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	1,452 sqft Living Area
Gross Area	2,178 sqft
1st Floor Area	1,452 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2012
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)
Lot Dimensions	314 ft deep x 115 ft wide
Terrain	Rolling
Garage Type	Finished
Garage Area	576 sqft
Driveway	Driveway
Driveway Area	560 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	150 sqft
Deck Area	180 sqft
Patio Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	395 LEAR RD
City	PORTLAND
State	TN
Zip	37148-4416
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	PLAT: 24-18 PAGE: 37-122 BLOCK: LOT: 1-1 SUBD: TOM GROVE SUB RESUB
Legal Subdivision	TOM GROVE SUB RESUB-
Legal Lot Number	1-1
Jurisdiction	SUMNER TN
Township / Civil Division	2
Census Block Group	1
Census Block	1000
Census Tract	20204

Owner

Source: Sumner County records, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	395 LEAR RD, PORTLAND, TN 37148-4416
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 10, 2024 · Amount on Record
Deed Sale	Oct 10, 2024 · Amount on Record
Prior Sale	Jun 21, 2021 · Amount on Record
Deed Document Number	20241495221
Deed Book / Page	6461 / 519
Prior Transfer Date	Nov 6, 2007
Prior Transfer Doc	0028650361
Record Updated	Jun 8, 2026

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUMNER TN
Recording Date	Jun 21, 2021
Property Address	395 LEAR RD, PORTLAND, TN 37148-4416
Document Number	0056310730
Book / Page	5631 / 730
Map Reference	MB 24 PG 37
Instrument Date	Jun 10, 2021
Instrument	1369748
Transaction Type	Transfer
Record Updated	Jul 21, 2021
Title Company	AMG TITLE LLC, AMP TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$965.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	395 LEAR RD, PORTLAND, TN 37148-4416

Mortgage

Document Number	5631732
Date	Jun 21, 2021
Instrument	5631/732

Lender

Name	VOLUNTEER STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2036

Tax Assessment & Valuation

Source: Sumner County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Sumner County
Unified School District	Sumner County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,104.00 (-1.34%)	$77,700 (+56.42%) Land $12,500 Building $65,200
2024			$310,800 (+56.42%) Land $50,000 Building $260,800
2023	$1,119.00 (-0.44%)	$49,675 (-) Land $7,350 Building $42,325
2022	$1,124.00	$49,675 Land $7,350 Building $42,325
2021			$198,700 Land $29,400 Building $169,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 12, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PORTLAND WATER SYSTEM serves 25,761 people · EPA ID TN0000559
Water Source	Surface water
Last State Inspection	Jan 2026
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cumberland Connect Fiber	1,000 / 1,000

May also be available: T-Mobile.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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