401 Highgate Ave, Buffalo, NY 14215 Property Records

Erie County and Buffalo City property record for 401 Highgate Ave, Buffalo, NY 14215

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,584 sqft · built 1925
Lot Size	0.081 acres (3,520 sqft)
Owner	2 Individual Names on File
Last Sale	$55,000 (May 1996)
Tax Bill	$502 (2026)
Deeds & Mortgages	Aug 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`140200 79.65-6-4`

Property Details

APN / Parcel Number

Primary APN	`140200 79.65-6-4`
Alternative APNs	`02000796500006004000` `07955100`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	1,584 sqft Living Area
1st Floor Area	880 sqft
2nd Floor Area	704 sqft

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Architectural Style	Traditional
Exterior Material	Composition/Composite
Lot Area	3,520 sqft (0.081 acres)
Lot Dimensions	110 ft deep x 32 ft wide
Garage Type	Detached
Garage Area	169 sqft
Porch	Slab
Porch Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	07955100
Street Address	401 HIGHGATE AVE
City	BUFFALO
State	NY
Zip	14215-1107
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	N-3R
Legal Description	176.95 E BAILEY
Legal Subdivision	BUFFALO CREEK RESERVATION
Legal Block	6
Legal Lot Number	4.000
Jurisdiction	ERIE NY
Township / Civil Division	BUFFALO
Census Block Group	5
Census Block	5002
Census Tract	4300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Winspear Extension Historic District listed 2024 · 494 contributing resources · NRIS 100009880

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

401 Highgate Ave is owned and occupied by two individuals who bought it in May 1996.

Source: Erie County and Buffalo City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	401 HIGHGATE AVE, BUFFALO, NY 14215-1107
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 16, 1996 · Amount on File
Deed Sale	May 16, 1996 · Amount on File
Deed Book / Page	10901 / 5323
Record Updated	Oct 29, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE NY
Property Address	401 HIGHGATE AVE, BUFFALO, NY 14215-1107
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0139063638
Date	Aug 10, 2019
Book Page	13906/3638
Instrument	2019170189

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Sep 7, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2026 property tax bill for 401 Highgate Ave was $502 with exemptions applied, down 61.5% from the year before.

Source: Erie County and Buffalo City assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	New York
County	Erie County
Municipality	Buffalo City
Unified School District	Buffalo City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$502.00 (-61.5%) Homeowner's exemption Senior Citizen's exemption
2025	$1,304.00 (+43.45%)	$152,000 (+171.43%) Land $7,000 Building $145,000	$152,000 (+66.93%) Land $7,000 Building $145,000
2024	$909.00 (+212.37%) Homeowner's exemption Senior Citizen's exemption	$56,000 (-) Land $4,500 Building $51,500	$91,057 (+13.82%) Land $7,317 Building $83,740
2023	$291.00 Homeowner's exemption Senior Citizen's exemption	$56,000 Land $4,500 Building $51,500	$80,000 Land $6,429 Building $73,571

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 401 Highgate Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1979)
Most Recent Claim	Apr 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 401 Highgate Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BUFFALO WATER AUTHORITY serves 276,000 people · EPA ID NY1400422
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,103 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20