401 Hickory St, O Fallon, IL 62269 Property Records

St. Clair County property record for 401 Hickory St, O Fallon, IL 62269

Property Summary

Property Type	Single Family Home
Details	3 ba · 740 sqft · built 1947
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on Record
Last Sale	$195,000 (Aug 2023)
Tax Bill	$3,339 (2025)
Deeds & Mortgages	Jun 2023 Mortgage Aug 2023 Sale & Mortgage + 2 more
APN	`04-30-0-412-032`

Property Details

APN / Parcel Number

Primary APN	`04-30-0-412-032`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	740 sqft Living Area
Basement Area	1,430 sqft
Unfinished Basement	1,072 sqft

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1980
Construction Type	Frame
Lot Area	7,405 sqft (0.17 acres)
Porch	Slab
Porch Area	48 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	401 HICKORY ST
City	O FALLON
State	IL
Zip	62269-2021
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WACHTERS ADD LOT/SEC-20 EXC S 65 FT LTS 19 & 20 A02789295
Legal Subdivision	WACHTERS ADD
Legal Block	412
Legal Lot Number	19,20
Jurisdiction	ST CLAIR IL
Township / Civil Division	O'FALLON
Census Block Group	3
Census Block	3004
Census Tract	504354

Owner

Source: St. Clair County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8509 TREYBROOKE PL, O FALLON, IL 62269-4126
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2023	Deed of Trust, Mortgage JBCB ENTERPRISES
Aug 15, 2023	Special Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
May 18, 2023	Warranty Deed, Transfer ADVANCE TITLE SOLUTIONS INC, ADVANCED TITLE SOLUTIONS INC
Jul 10, 2018	Grant Deed, Transfer · Conventional Mortgage FIRST MID IL BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 15, 2023 · Amount on Record
Deed Sale	Aug 15, 2023 · Amount on Record
Prior Sale	May 18, 2023 · Amount on Record
Deed Document Number	20232789295
Record Updated	Oct 29, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	401 HICKORY ST, O FALLON, IL 62269-2021
Transaction Type	Mortgage
Record Updated	Aug 24, 2023
Title Company	ACCENT TITLE, ACCENT TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0A02783950
Date	Jun 16, 2023
Instrument	A02783950

Lender

Name	JBCB ENTERPRISES
Type	Non-Lending Institution
Address	O FALLON, IL 62269

Agreement

Amount	Amount Recorded
Term	11 Months
Due	May 11, 2024

August 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Aug 15, 2023
Property Address	401 HICKORY ST, O FALLON, IL 62269-2021
Document Number	0A02789295
Map Reference	MB T PG 46
Instrument Date	Aug 10, 2023
Instrument	A02789295
Transaction Type	Transfer
Record Updated	Sep 1, 2023
Title Company	ADVANCE TITLE SOLUTIONS INC, ADVANCED TITLE SOLUTIONS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$195.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	8509 TREYBROOKE PL, O FALLON, IL 62269-4126

Mortgage

Document Number	0A02789296
Date	Aug 15, 2023
Instrument	A02789296

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	May 18, 2023
Property Address	401 HICKORY ST, O FALLON, IL 62269-2021
Document Number	0A02781445
Map Reference	MB I PG 46
Instrument Date	May 15, 2023
Instrument	A02781445
Transaction Type	Transfer
Record Updated	Aug 24, 2023
Title Company	ADVANCE TITLE SOLUTIONS INC, ADVANCED TITLE SOLUTIONS INC

Transaction

Amount	Amount Recorded
Tax	$85.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3501 MISSISSIPPI AVE, EAST SAINT LOUIS, IL 62206-1038

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ST CLAIR IL
Recording Date	Jul 10, 2018
Property Address	401 HICKORY ST, O FALLON, IL 62269-2021
Document Number	00A2582066
Instrument Date	Jul 3, 2018
Instrument	2582066
Transaction Type	Transfer
Record Updated	Aug 2, 2018
Title Company	ADVANCED TITLE SOLUTIONS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$123.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	401 HICKORY ST O FALLON IL 622692021, O FALLON, IL 62269-2021

Mortgage

Document Number	A2582067
Date	Jul 10, 2018
Instrument	2582067

Lender

Name	FIRST MID IL BK&TR
Type	Bank
Address	MATTOON, IL 61938

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 9, 2048

Interest

Rate Type	Adjustable Rate
Rate	5%

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	O'Fallon Township
Municipality	O'Fallon City
Elementary School District	O'Fallon Community Consolidated School District 90 (PK - 08)
Secondary School District	O'Fallon Township High School District 203 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,339.00	$46,330 (+34.34%) Land $5,080 Building $41,250	$138,990 (+34.34%) Land $15,240 Building $123,750
2022		$34,486 Land $3,781 Building $30,705	$103,458 Land $11,343 Building $92,115

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Claims	4 (1979–2013)
Claims Outside the SFHA	3 of 4
Most Recent Claim	May 2013 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	O FALLON serves 46,603 people · EPA ID IL1631100
Water Source	Purchased surface water from IL AMERICAN-EAST ST LOUIS
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 333 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: ClearWave, i3 Broadband, Verizon.

Nearby Properties on Hickory St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures