326 Hickory St, O Fallon, IL 62269 Property Records

St. Clair County property record for 326 Hickory St, O Fallon, IL 62269

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,064 sqft · built 1953
Lot Size	0.43 acres (18,731 sqft)
Owner	2 Individual Names on File
Last Sale	$222,000 (Aug 2026)
Tax Bill	$3,671 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Mar 2024 Sale & Mortgage
APN	`04-30-0-413-009`

Property Details

APN / Parcel Number

Primary APN	`04-30-0-413-009`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,064 sqft Living Area
Attic	Attic
Attic Area	400 sqft

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1985
Construction Type	Frame
Lot Area	18,731 sqft (0.43 acres)

Exterior Amenities

Porch	Slab
Porch Area	84 sqft
Patio Area	120 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	326 HICKORY ST
City	O FALLON
State	IL
Zip	62269-2002
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DEPPES ADD TO O FALLON -BLK/RG-B S 70 FT OF N 170 FT DOC A02807844
Legal Subdivision	DEPPES ADD TO O FALLON
Jurisdiction	ST CLAIR IL
Township / Civil Division	O'FALLON
Census Block Group	3
Census Block	3002
Census Tract	504354

Owner

326 Hickory St is owned and occupied by two individuals who bought it in August 2026.

Source: St. Clair County records, as of September 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	326 HICKORY ST, O FALLON, IL 62269-2002
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2026	Warranty Deed, Transfer · Conventional Mortgage FCB BANK
Mar 18, 2024	Administrator's Deed, Transfer PLP ENTERPRISES

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 25, 2026 · Amount on File
Deed Sale	Aug 25, 2026 · Amount on File
Prior Sale	Mar 18, 2024 · Amount on File
Deed Document Number	20262893583
Prior Transfer Date	Jan 30, 2006
Prior Transfer Doc	04309/0310
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Aug 25, 2026
Property Address	326 HICKORY ST, O FALLON, IL 62269-2002
Document Number	0002893583
Instrument Date	Aug 20, 2026
Instrument	20262893583
Transaction Type	Transfer
Record Updated	Sep 11, 2026
Title Company	COMMUNITY TITLE AND ESCROW, COMMUNITY TITLE & ESCROW

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$33,633.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	326 HICKORY ST, O FALLON, IL 62269-2002

Mortgage

Date	Aug 25, 2026

Lender

Name	FCB BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

March 2024: Administrator's Deed, Transfer

Document Type	Administrator's Deed
Jurisdiction	ST CLAIR IL
Recording Date	Mar 18, 2024
Property Address	326 HICKORY ST, O FALLON, IL 62269-2002
Document Number	0A02807844
Map Reference	MB A PG 231
Instrument Date	Mar 13, 2024
Instrument	A02807844
Transaction Type	Transfer
Record Updated	Apr 3, 2024
Title Company	ACCENT TITLE INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$63.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3501 MISSISSIPPI AVE, CAHOKIA HEIGHTS, IL 62206-1038

Mortgage

Document Number	0A02808088
Date	Mar 20, 2024
Instrument	A02808088

Lender

Name	PLP ENTERPRISES
Type	Non-Lending Institution
Address	O FALLON, IL 62269

Agreement

Amount	Amount on Record
Term	12 Months
Due	Mar 13, 2025

Tax Assessment & Valuation

The 2025 property tax bill for 326 Hickory St was $3,671, up 24.5% from the year before.

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	O'Fallon Township
Municipality	O'Fallon City
Elementary School District	O'Fallon Community Consolidated School District 90 (PK - 08)
Secondary School District	O'Fallon Township High School District 203 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,671.00 (+24.48%) Homeowner's exemption	$50,933 (+9.62%) Land $10,397 Building $40,536	$152,799 (+9.62%) Land $31,191 Building $121,608
2024	$2,949.00	$46,464 Land $9,485 Building $36,979	$139,392 Land $28,455 Building $110,937
2022		$37,914 Land $7,739 Building $30,175	$113,742 Land $23,217 Building $90,525

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 326 Hickory St; there have been 4 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Claims	4 (1979–2013)
Claims Outside the SFHA	3 of 4
Most Recent Claim	May 2013 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 326 Hickory St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	O FALLON serves 46,603 people · EPA ID IL1631100
Water Source	Purchased surface water from IL AMERICAN-EAST ST LOUIS
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 333 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: ClearWave, i3 Broadband, Verizon.

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