Mecklenburg County property record for 401 Hempstead Pl, Charlotte, NC 28207
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 6 ba · 10,879 sqft · built 1955 |
| Lot Size | 3.32 acres (144,881 sqft) |
| Owner | Individual Name on File |
| Last Sale | $7,700,000 (May 2021) |
| Tax Bill | $60,977 (2023) |
| Deeds & Mortgages | May 2021 Sale May 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 155-082-07 |
| Primary APN | 155-082-07 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 6 Baths |
| Half Baths | 1 Half Bath |
| Stories | 3 Stories |
| Building Area | 10,879 sqft Heated Area |
| Gross Area | 11,760 sqft |
| 1st Floor Area | 5,661 sqft |
| Upper Floors Area | 3,648 sqft |
| Attic Area | 182 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1955 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Stucco |
| Lot Area | 144,881 sqft (3.32 acres) |
| Garage Area | 1,241 sqft |
| Pool Area | 1,100 sqft |
|---|---|
| Porch | Porch |
| Porch Area | 99 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Old Parcel Number | 155-082-07 |
|---|---|
| Street Address | 401 HEMPSTEAD PL |
| City | CHARLOTTE |
| State | NC |
| Zip | 28207-2315 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | P1A B11 M1166-291& ADJACENT TRACT |
| Legal Subdivision | EASTOVER |
| Legal Block | 11 |
| Legal Lot Number | 1A |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 1, CHARLOTTE |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 2800 |
401 Hempstead Pl is owned and occupied by an individual who bought it in May 2021.
Source: Mecklenburg County records, as of May 24, 2023
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 401 HEMPSTEAD PL, CHARLOTTE, NC 28207-2315 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 20, 2021 | Special Warranty Deed, Transfer |
| May 20, 2021 | Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA |
| Jul 13, 2020 | Intrafamily Transfer, Transfer · Conventional Mortgage GOLDMAN SACHS BANK USA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 20, 2021 · Amount on File |
| Deed Sale | May 20, 2021 · Amount on File |
| Prior Sale | May 20, 2021 |
| Deed Document Number | 0036085165 |
| Deed Book / Page | 36085 / 165 |
| Record Updated | Jun 7, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | May 20, 2021 |
| Property Address | 401 HEMPSTEAD PL, CHARLOTTE, NC 28207-2315 |
| Document Number | 0000099941 |
| Book / Page | 36085 / 155 |
| Map Reference | MB 1166 PG 291 |
| Instrument Date | May 17, 2021 |
| Instrument | 2021099941 |
| Transaction Type | Transfer |
| Record Updated | May 25, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 185 DEERFIELD LN, NEW LONDON, NC 28127-9137 |
| Name | Verified Name |
|---|---|
| Address | 401 HEMPSTEAD PL, CHARLOTTE, NC 28207-2315 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | May 20, 2021 |
| Property Address | 401 HEMPSTEAD PL, CHARLOTTE, NC 28207-2315 |
| Document Number | 0000099943 |
| Book / Page | 36085 / 165 |
| Map Reference | MB 1166 PG 291 |
| Instrument Date | May 17, 2021 |
| Instrument | 2021099943 |
| Transaction Type | Transfer |
| Record Updated | May 25, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $15,400.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 185 DEERFIELD LN, NEW LONDON, NC 28127-9137 |
| Name | Verified Name |
|---|---|
| Address | 401 HEMPSTEAD PL, CHARLOTTE, NC 28207-2315 |
| Document Number | 0000099944 |
|---|---|
| Date | May 20, 2021 |
| Instrument | 2021099944 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 1.87% |
| Type Change Date | Jun 1, 2031 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.62% |
| Max Rate At Change | 6.87% |
| Index | Other |
| Max Rate | 6.87% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Jul 13, 2020 |
| Property Address | 401 HEMPSTEAD PL, CHARLOTTE, NC 28207-2315 |
| Document Number | 0000104957 |
| Book / Page | 34793 / 541 |
| Map Reference | MB 1166 PG 291 |
| Instrument Date | Jun 16, 2020 |
| Instrument | 2020104957 |
| Transaction Type | Transfer |
| Record Updated | Jun 15, 2021 |
| Title Company | FIRST AMERICAN MORTGAGE SVCS |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 401 HEMPSTEAD PL, CHARLOTTE, NC 28207-2315 |
| Document Number | 0000104958 |
|---|---|
| Date | Jul 13, 2020 |
| Instrument | 2020104958 |
| Name | GOLDMAN SACHS BANK USA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.85% |
| Type Change Date | Jul 1, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 7.85% |
| Index | 1-Year LIBOR |
| Max Rate | 7.85% |
Source: Mecklenburg County assessment roll, as of January 1, 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Charlotte City |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
FEMA maps place 401 Hempstead Pl in Zone X, an area of minimal flood risk, though there have been 104 flood claims nearby since 1980.
Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 62 policies |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 62 in force |
| Nearby Flood Claims | 104 (1980–2024) |
| Claims Outside the SFHA | 14 of 104 |
| Most Recent Claim | Jan 2024 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 401 Hempstead Pl is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 332 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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