348 Hempstead Pl, Charlotte, NC 28207 Property Records

Mecklenburg County property record for 348 Hempstead Pl, Charlotte, NC 28207

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 5,207 sqft · built 1929
Lot Size	0.39 acres (16,988 sqft)
Owner	2 Trust Names on File
Last Sale	$2,700,000 (Aug 2007)
Tax Bill	$22,806 (2024)
Deeds & Mortgages	Aug 2023 Line of Credit Jul 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`155-074-15`

Property Details

APN / Parcel Number

Primary APN	`155-074-15`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	5,207 sqft Living Area
1st Floor Area	2,239 sqft
Upper Floors Area	2,557 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1929
Effective Year Built	Effective 1975
Exterior Material	Brick
Foundation Type	Raised
Roof Type	Gable
Roof Material	Slate
Lot Area	16,988 sqft (0.39 acres)
Garage Area	720 sqft

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	318 sqft
Patio Area	123 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	348 HEMPSTEAD PL
City	CHARLOTTE
State	NC
Zip	28207-1924
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	L20 B3 M3-317
Legal Subdivision	EASTOVER
Legal Block	3
Legal Lot Number	20
Jurisdiction	MECKLENBURG NC
Township / Civil Division	1, CHARLOTTE
Census Block Group	3
Census Block	3003
Census Tract	2800

Owner

348 Hempstead Pl is held in a trust since April 2021.

Source: Mecklenburg County records, as of March 30, 2026

Owner of Record	2 Trust Names on File
Mailing Address	348 HEMPSTEAD PL, CHARLOTTE, NC 28207-1924
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 14, 2023	Deed of Trust, Mortgage · Line of Credit TOWNEBANK
Jul 7, 2022	Deed of Trust, Mortgage · Line of Credit TOWNEBANK
Apr 28, 2021	Intrafamily Transfer, Transfer
Jul 5, 2017	Deed of Trust, Mortgage · Commercial Mortgage SOUTH STATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 7, 2007 · Amount on File
Deed Sale	Aug 7, 2007 · Amount on File
Prior Sale	Apr 8, 2005 · Amount on File
Deed Document Number	2007163012
Deed Book / Page	22641 / 247
Last Transfer Date	Apr 21, 2021
Transfer Doc	0000083691
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	348 HEMPSTEAD PL, CHARLOTTE, NC 28207-1924
Transaction Type	Mortgage
Record Updated	Aug 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	348 HEMPSTEAD PL, CHARLOTTE, NC 28207-1924

Mortgage

Document Number	0000077084
Date	Aug 14, 2023
Book Page	38308/976
Instrument	2023077084

Lender

Name	TOWNEBANK
Type	Bank
Address	CHARLOTTE, NC 28211

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	420 Months
Due	Aug 8, 2058

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	348 HEMPSTEAD PL, CHARLOTTE, NC 28207-1924
Transaction Type	Mortgage
Record Updated	May 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	348 HEMPSTEAD PL, CHARLOTTE, NC 28207-1924

Mortgage

Document Number	0000100309
Date	Jul 7, 2022
Book Page	37483/665
Instrument	2022100309

Lender

Name	TOWNEBANK
Type	Bank
Address	CHARLOTTE, NC 28211

Agreement

Type	Line of Credit
Amount	Amount on Record

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MECKLENBURG NC
Recording Date	Apr 28, 2021
Property Address	348 HEMPSTEAD PL, CHARLOTTE, NC 28207-1924
Document Number	0000083691
Book / Page	35994 / 712
Map Reference	MB 3 PG 317
Instrument Date	Apr 21, 2021
Instrument	2021083691
Transaction Type	Transfer
Record Updated	May 25, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	348 HEMPSTEAD PL, CHARLOTTE, NC 28207-1924

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	348 HEMPSTEAD PL, CHARLOTTE, NC 28207-1924
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000089685
Date	Jul 5, 2017
Book Page	31940/841
Instrument	2017089685

Lender

Name	SOUTH STATE BANK
Type	Bank
Address	COLUMBIA, SC 29202

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	119 Months
Due	Jun 20, 2027

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Charlotte City
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$2,991,700 Land $1,225,000 Building $1,766,700	$2,991,700 Land $1,225,000 Building $1,766,700
2024	$22,806.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 348 Hempstead Pl in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (1979–1997)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jul 1997 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 348 Hempstead Pl is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.9% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

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