401 Hawser Ln, Naples, FL 34102 Property Records

Collier County property record for 401 Hawser Ln, Naples, FL 34102

Property Summary

Property Type	Single Family Home
Details	2,350 sqft · built 2004
Lot Size	0.33 acres (14,375 sqft)
Owner	Individual Name on Record
Last Sale	$4,000,000 (Apr 2025)
Tax Bill	$17,100 (2025)
Deeds & Mortgages	Jul 2021 Reverse Mortgage
Flood Zone	Zone AE (high risk)
APN	`087100 J 364A28`

Property Details

APN / Parcel Number

Primary APN	`087100 J 364A28`
Alternative APNs	`12781480005023200J364` `12781480005`

Interior

Stories	2 Stories
Building Area	2,350 sqft Living Area
1st Floor Area	2,350 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Construction Type	Masonry / Concrete Block
Lot Area	14,375 sqft (0.33 acres)
View / Lot	Waterfront
Pool Area	450 sqft
Deck Area	104 sqft
Boat Access	Boat Access

Location & Zoning

Street Address	401 HAWSER LN
City	NAPLES
State	FL
Zip	34102-5032
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NAPLES
Legal Description	MOORINGS UNIT 2 BLK J LOT 36
Legal Range	25
Legal Township	49
Legal Section	28
Legal Subdivision	MOORINGS UNIT 2
Legal Tract	087100
Legal Block	J
Legal Lot Number	36
Legal Unit	2
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	1
Census Block	1004
Census Tract	302

Owner

Source: Collier County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	8195 DOGWOOD TRL, CUMMING, GA 30041-8110
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Woman, Separate Property

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 2, 2025 · Amount on Record
Deed Sale	Apr 2, 2025 · Amount on Record
Prior Sale	Apr 23, 1998 · Amount on Record
Deed Document Number	20256663518
Deed Book / Page	6453 / 3328
Prior Transfer Date	Dec 11, 2001
Prior Transfer Doc	2983001223
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	401 HAWSER LN, NAPLES, FL 34102-5032
Transaction Type	Mortgage
Record Updated	Jan 17, 2022
Title Company	MIDLAND TITLE, ISLAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0059762852
Date	Jul 6, 2021
Book Page	5976/2852
Instrument	6090211

Lender

Name	SYNERGY ONE LENDING
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	846 Months
Due	Jan 30, 2092

Tax Assessment & Valuation

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Municipality	Naples City
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$4,131,849 (+114.05%)	$4,287,991 (-11.82%) Land $3,888,743 Building $399,248
2025	$17,100.00 (+3.8%) Homeowner's exemption Widower's exemption	$1,930,325 (+5.99%)	$4,862,613 (-35.68%) Land $4,469,820 Building $392,793
2023	$16,474.00 (-4.44%) Homeowner's exemption Widower's exemption	$1,821,284 (+3%)	$7,560,319 (+33.55%) Land $6,286,820 Building $1,273,499
2022		$1,768,237	$5,661,151 Land $4,521,605 Building $1,139,546
2021	$17,240.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 233 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	256 units insured incl. 23 condo units
Nearby Flood Claims	143 (1979–2024)
Claims Outside the SFHA	13 of 143
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 8 claims Hurricane Ian, Oct 2022 · 56 claims Hurricane Ian, Sep 2022 · 46 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NAPLES WATER DEPT serves 83,804 people · EPA ID FL5110198
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	13 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20