346 Hawser Ln, Naples, FL 34102 Property Records

Collier County property record for 346 Hawser Ln, Naples, FL 34102

Property Summary

Property TypeSingle Family Home
Details4,502 sqft · built 2023
Lot Size0.4 acres (17,424 sqft)
Owner2 Individual Names on File
Last Sale$2,500,000 (May 2021)
Tax Bill$49,261 (2025)
Deeds & MortgagesAug 2021 Mortgage
May 2021 Sale
+ 1 more
Flood ZoneZone AE (high risk)
APN087100 L 14A28

Property Details

APN / Parcel Number

Primary APN087100 L 14A28
Alternative APNs
  • 12782760009023200L14
  • 12782760009

Interior

Stories1 Story
Building Area4,502 sqft Living Area
1st Floor Area2,554 sqft

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2023
Construction TypeMasonry / Concrete Block
Lot Area17,424 sqft (0.4 acres)
Pool Area234 sqft
Deck Area1,426 sqft

Location & Zoning

Street Address346 HAWSER LN
CityNAPLES
StateFL
Zip34102-5078
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeNAPLES
Legal DescriptionMOORINGS UNIT 2 BLK L LOT 1
Legal Range25
Legal Township49
Legal Section28
Legal SubdivisionMOORINGS UNIT 2
Legal Tract087100
Legal BlockL
Legal Lot Number1
Legal Unit2
JurisdictionCOLLIER FL
Township / Civil DivisionNAPLES
Census Block Group1
Census Block1013
Census Tract302

Owner

346 Hawser Ln is owned and occupied by two individuals who bought it in May 2021.

Source: Collier County records, as of August 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address346 HAWSER LN, NAPLES, FL 34102-5078
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 3, 2021Deed of Trust, Mortgage · Conventional Mortgage
BMO HARRIS BANK NA
May 20, 2021Warranty Deed, Transfer
ATTORNEY ONLY, ATTORNEY
Nov 15, 2020Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 20, 2021 · Amount on File
Deed SaleMay 20, 2021 · Amount on File
Prior SaleNov 15, 2020 · Amount on File
Deed Document Number20216063202
Deed Book / Page5951 / 545
Record UpdatedOct 29, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOLLIER FL
Property Address346 HAWSER LN, NAPLES, FL 34102-5078
Transaction TypeMortgage
Record UpdatedDec 30, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address123 COUNTRY WAY, NEEDHAM, MA 02492-1417

Mortgage

Document Number0059920801
DateAug 3, 2021
Book Page5992/801
Instrument6106984
Lender
NameBMO HARRIS BANK NA
TypeBank
AddressCHICAGO, IL 60690
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueAug 1, 2051
Interest
Rate TypeAdjustable Rate
Rate2.62%
AdjustableAdjustable Rate Rider
Type Change DateAug 1, 2031
Change Frequency6 Months
Min Rate At Change2.75%
Max Rate At Change7.62%
IndexOther
Max Rate7.62%

May 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOLLIER FL
Recording DateMay 20, 2021
Property Address346 HAWSER LN, NAPLES, FL 34102-5078
Document Number0059510545
Book / Page5951 / 545
Map ReferenceMB 3 PG 83&84
Instrument DateMay 18, 2021
Instrument6063202
Transaction TypeTransfer
Record UpdatedDec 30, 2021
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount on Record
Tax$17,500.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4190 1ST AVE SW, 4190, NAPLES, FL 34119-2641

Transferred To (Grantee/Buyer)

NameVerified Name
Address123 COUNTRY WAY, NEEDHAM, MA 02492-1417

November 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOLLIER FL
Recording DateNov 15, 2020
Property Address346 HAWSER LN, NAPLES, FL 34102-5078
Document Number0058443997
Book / Page005844 / 003997
Instrument DateNov 4, 2020
Instrument5954012
Transaction TypeTransfer
Record UpdatedNov 25, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Tax$11,200.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address4190 1ST AVE SW NAPLES FL 341192641, NAPLES, FL 34119-2641

Tax Assessment & Valuation

The 2025 property tax bill for 346 Hawser Ln was $49,261 with a homeowner's exemption.

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyCollier County
MunicipalityNaples City
Unified School DistrictCollier County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,178,265 (-5.52%) Land $3,342,518 Building $1,835,747$5,178,265 (-5.52%) Land $3,342,518 Building $1,835,747
2025$49,261.00 Homeowner's exemption$5,481,030 Land $2,567,370 Building $2,913,660$5,481,030 Land $2,567,370 Building $2,913,660
2023$24,649.00 (+33.98%)$2,063,771 (+1%)$3,357,330 (+78.95%) Land $3,357,330
2022$18,398.00$1,876,155 Land $1,876,155$1,876,155 Land $1,876,155

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 346 Hawser Ln in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation10.0 ft
CoastalYes
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 233 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies256 units insured
incl. 23 condo units
Nearby Flood Claims143 (1979–2024)
Claims Outside the SFHA13 of 143
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 8 claims
  • Hurricane Ian, Oct 2022 · 56 claims
  • Hurricane Ian, Sep 2022 · 46 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 346 Hawser Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNAPLES WATER DEPT
serves 83,804 people · EPA ID FL5110198
Water SourceGroundwater
Last State InspectionJun 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting13
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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