401 Harrogate Loop W, Westerville, OH 43082 Property Records

Delaware County property record for 401 Harrogate Loop W, Westerville, OH 43082

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,448 sqft · built 1994
Lot Size	0.22 acres (8,568 sqft)
Owner	2 Trust Names on Record
Last Sale	$310,000 (May 2017)
Tax Bill	$7,032 (2025)
Deeds & Mortgages	Jun 2020 Mortgage May 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`317-343-07-004-000`

Property Details

APN / Parcel Number

Primary APN	`317-343-07-004-000`
Alternative APN	`181350.00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,448 sqft Living Area
Gross Area	4,152 sqft
1st Floor Area	1,224 sqft
Upper Floors Area	1,224 sqft
Basement Area	1,224 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 2011
Architectural Style	Conventional
Exterior Material	Brick/Stone
Lot Area	8,568 sqft (0.22 acres)
Lot Dimensions	136 ft deep x 63 ft wide
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Stoop
Porch Area	60 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil
Sewer	Connected

Location & Zoning

Street Address	401 HARROGATE LOOP W
City	WESTERVILLE
State	OH
Zip	43082-6373
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT WD-116 WINDEMERE PH 3
Legal Subdivision	WINDEMERE PH 3
Legal Lot Number	WD-11
Jurisdiction	DELAWARE OH
Township / Civil Division	WESTERVILLE CITY
Census Block Group	2
Census Block	2020
Census Tract	11710

Owner

Source: Delaware County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Trust Names on Record
Mailing Address	401 HARROGATE LOOP W, WESTERVILLE, OH 43082-6373
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage THE HUNTINGTON NATIONAL BANK
May 24, 2017	Survivorship Deed, Transfer · Conventional Mortgage THE HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 24, 2017 · Amount on Record
Deed Sale	May 24, 2017 · Amount on Record
Prior Sale	Nov 4, 1999 · Amount on Record
Deed Document Number	201714347
Deed Book / Page	1504 / 241
Last Transfer Date	Dec 17, 2019
Transfer Doc	0000000125
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE OH
Property Address	401 HARROGATE LOOP W, WESTERVILLE, OH 43082-6373
Transaction Type	Mortgage
Record Updated	Jul 13, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000021809
Date	Jun 23, 2020
Book Page	1739/148
Instrument	202000021809

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43235

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2050

May 2017: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	DELAWARE OH
Recording Date	May 24, 2017
Property Address	401 HARROGATE LOOP W, WESTERVILLE, OH 43082-6373
Document Number	0000014347
Book / Page	1504 / 0241
Instrument Date	May 19, 2017
Instrument	201700014347
Transaction Type	Transfer
Record Updated	Jul 13, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	7575 HUNTINGTON PARK DR, COLUMBUS, OH 43235-5618

Mortgage

Document Number	0000014348
Date	May 24, 2017
Book Page	1504/0244
Instrument	201700014348

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43235

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

Source: Delaware County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Delaware County
Municipality	Westerville City
Unified School District	Westerville City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,032.00 (-0.18%)	$138,290 (-) Land $29,400 Building $108,890	$395,100 (-) Land $84,000 Building $311,100
2024	$7,045.00 (+1.16%) Homeowner's exemption	$138,290 (-) Land $29,400 Building $108,890
2023	$6,964.00 Homeowner's exemption	$138,290 Land $29,400 Building $108,890	$395,100 Land $84,000 Building $311,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTERVILLE CITY PWS serves 39,000 people · EPA ID OH2503411
Water Source	Surface water
Last State Inspection	Apr 2024
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 473 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Breezeline Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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