394 Harrogate Loop W, Westerville, OH 43082 Property Records

Delaware County property record for 394 Harrogate Loop W, Westerville, OH 43082

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,544 sqft · built 1993
Lot Size	0.297 acres (12,941 sqft)
Owner	2 Individual Names on Record
Tax Bill	$7,186 (2025)
Deeds & Mortgages	Sep 2024 Transfer Oct 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`317-343-06-009-000`

Property Details

APN / Parcel Number

Primary APN	`317-343-06-009-000`
Alternative APN	`000255 181358.00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,544 sqft Living Area
Gross Area	4,344 sqft
1st Floor Area	1,352 sqft
Upper Floors Area	1,192 sqft
Basement Area	1,312 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Conventional
Exterior Material	Stucco
Lot Area	12,941 sqft (0.297 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Stoop
Porch Area	48 sqft
Deck Area	200 sqft
Patio Area	200 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil
Sewer	Connected

Location & Zoning

Street Address	394 HARROGATE LOOP W
City	WESTERVILLE
State	OH
Zip	43082-6366
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT WD-124 WINDEMERE PH 3
Legal Subdivision	WINDEMERE PH 3
Legal Lot Number	WD-12
Jurisdiction	DELAWARE OH
Township / Civil Division	WESTERVILLE CITY
Census Block Group	2
Census Block	2021
Census Tract	11710

Owner

Source: Delaware County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	394 HARROGATE LOOP W, WESTERVILLE, OH 43082-6366
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 10, 2024	Transfer on Death Deed, Transfer GAHANNA TITLE AGENCY LLC
Oct 16, 2019	Warranty Deed, Transfer · VA Mortgage T2 FINANCIAL LLC
Oct 16, 2019	Quit Claim Deed, Transfer RESOURCE R/E SERVICES, RESOURCE R/E SVCS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 16, 2019
Deed Sale	Oct 16, 2019
Prior Sale	Jan 7, 2003 · Amount on Record
Deed Document Number	201929404
Deed Book / Page	1672 / 1492
Prior Transfer Date	Sep 27, 2019
Prior Transfer Doc	0000029404
Record Updated	Oct 29, 2026

September 2024: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	DELAWARE OH
Recording Date	Sep 10, 2024
Property Address	394 HARROGATE LOOP W, WESTERVILLE, OH 43082-6366
Document Number	0000018851
Book / Page	2110 / 2540
Map Reference	CAB 1 SL 183
Instrument Date	Aug 8, 2024
Instrument	202400018851
Transaction Type	Transfer
Record Updated	Mar 6, 2026
Title Company	GAHANNA TITLE AGENCY LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	394 HARROGATE LOOP W, WESTERVILLE, OH 43082-6366

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DELAWARE OH
Recording Date	Oct 16, 2019
Property Address	394 HARROGATE LOOP W, WESTERVILLE, OH 43082-6366
Document Number	0000029404
Book / Page	1672 / 1492
Map Reference	CAB 1 SL 183
Instrument Date	Sep 27, 2019
Instrument	201900029404
Transaction Type	Transfer
Record Updated	Apr 14, 2022
Title Company	RESOURCE REAL ESTATE SVCS

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	394 HARROGATE LOOP W, WESTERVILLE, OH 43082-6366

Mortgage

Document Number	0000029405
Date	Oct 16, 2019
Instrument	201900029405

Lender

Name	T2 FINANCIAL LLC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2049

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DELAWARE OH
Recording Date	Oct 16, 2019
Property Address	394 HARROGATE LOOP W, WESTERVILLE, OH 43082-6366
Document Number	0000029403
Book / Page	001672 / 001490
Instrument Date	Sep 24, 2019
Instrument	29403
Transaction Type	Transfer
Record Updated	Oct 29, 2019
Title Company	RESOURCE R/E SERVICES, RESOURCE R/E SVCS

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	394 HARROGATE LOOP W WESTERVILLE OH 430826366, WESTERVILLE, OH 43082-6366

Tax Assessment & Valuation

Source: Delaware County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Delaware County
Municipality	Westerville City
Unified School District	Westerville City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,186.00 (-0.19%)	$141,330 (-) Land $30,870 Building $110,460	$403,800 (-) Land $88,200 Building $315,600
2024	$7,200.00 (+1.17%) Homeowner's exemption	$141,330 (-) Land $30,870 Building $110,460
2023	$7,117.00 Homeowner's exemption	$141,330 Land $30,870 Building $110,460	$403,800 Land $88,200 Building $315,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTERVILLE CITY PWS serves 39,000 people · EPA ID OH2503411
Water Source	Surface water
Last State Inspection	Apr 2024
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 473 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Breezeline Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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