Craven County property record for 401 Harbor Dr, New Bern, NC 28560
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,003 sqft · built 1998 |
| Lot Size | 0.362 acres (15,785 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,794 (2026) |
| Flood Zone | Zone AE (high risk) |
| APN | 8-111-013 |
| Primary APN | 8-111-013 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,003 sqft Living Area |
| 1st Floor Area | 2,003 sqft |
| Interior Walls | Finished/Painted |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Brick Veneer |
| Construction Type | Wood |
| Foundation Type | Masonry |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 15,785 sqft (0.362 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 94062 |
|---|---|
| Street Address | 401 HARBOR DR |
| City | NEW BERN |
| State | NC |
| Zip | 28560-2205 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NR10 |
| Legal Description | 13 WOODRW MARSH |
| Jurisdiction | CRAVEN NC |
| Township / Civil Division | 8 |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 960502 |
401 Harbor Dr is owned and occupied by an individual who acquired it in May 1996.
Source: Craven County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 401 HARBOR DR, NEW BERN, NC 28560-2205 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 8, 1996 |
| Deed Sale | May 8, 1996 |
| Deed Book / Page | 1513 / 674 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 401 Harbor Dr was $3,794, up 3.5% from the year before.
Source: Craven County assessment roll, as of October 20, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Craven County |
| Municipality | New Bern City |
| Unified School District | Craven County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,794.00 (+3.52%) | $430,430 (-) Land $142,500 Building $287,930 | $430,430 (-) Land $142,500 Building $287,930 |
| 2025 | $3,665.00 | $430,430 Land $142,500 Building $287,930 | $430,430 Land $142,500 Building $287,930 |
| 2023 | $3,610.00 (+11.9%) | $430,430 (+41.68%) Land $142,500 Building $287,930 | $430,430 Land $142,500 Building $287,930 |
| 2022 | $3,226.00 | $303,800 Land $89,250 Building $214,550 | |
| 2018 | $303,800 Land $89,250 Building $214,550 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 401 Harbor Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 10.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 203 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 203 in force |
| Nearby Flood Claims | 82 (1996–2024) |
| Claims Outside the SFHA | 1 of 82 |
| Most Recent Claim | Aug 2024 · Tropical Storm Debby |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 401 Harbor Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF NEW BERN serves 37,884 people · EPA ID NC0425010 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Brightspeed Fiber | 2,000 / 2,000 |
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
5G (outdoors only) and 4G LTE
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