Craven County property record for 507 Harbor Dr, New Bern, NC 28560
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 2,312 sqft · built 2005 |
| Lot Size | 0.773 acres (33,663 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $565,000 (May 2021) |
| Tax Bill | $6,186 (2026) |
| Deeds & Mortgages | Aug 2018 Mortgage May 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 8-111-002 |
| Primary APN | 8-111-002 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 2,312 sqft Living Area |
| 1st Floor Area | 2,172 sqft |
| Interior Walls | Finished/Painted |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Pile |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 33,663 sqft (0.773 acres) |
| Pool Area | 170 sqft |
| Boat Access | Boat Access |
| Boat House | 166 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 133739 |
|---|---|
| Street Address | 507 HARBOR DR |
| City | NEW BERN |
| State | NC |
| Zip | 28560-2203 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NR10 |
| Legal Description | 2 WOODROW MARSHES |
| Legal Subdivision | TOWNSHIP NEW BERN |
| Jurisdiction | CRAVEN NC |
| Township / Civil Division | 8 |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 960502 |
Source: Craven County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 507 HARBOR DR, NEW BERN, NC 28560-2203 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 24, 2018 | Deed of Trust, Mortgage STEARNS LENDING |
| May 19, 2021 | Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC |
| Aug 24, 2018 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 19, 2021 · Amount on Record |
| Deed Sale | May 19, 2021 · Amount on Record |
| Prior Sale | Aug 24, 2018 · Amount on Record |
| Deed Document Number | 202110075937 |
| Deed Book / Page | 3671 / 1 |
| Prior Transfer Date | Feb 14, 2012 |
| Prior Transfer Doc | 03064/0034 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CRAVEN NC |
| Property Address | 507 HARBOR DR, NEW BERN, NC 28560-2203 |
| Transaction Type | Mortgage |
| Record Updated | Dec 28, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000003546/0000000531 |
|---|---|
| Date | Aug 24, 2018 |
| Book Page | 0000003546/0000000531 |
| Instrument | 000010026927 |
| Name | STEARNS LENDING |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 353 Months |
| Due | Jan 1, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CRAVEN NC |
| Recording Date | May 19, 2021 |
| Property Address | 507 HARBOR DR, NEW BERN, NC 28560-2203 |
| Document Number | 00003671/1 |
| Book / Page | 3671 / 1 |
| Instrument Date | May 11, 2021 |
| Instrument | 10075937 |
| Transaction Type | Transfer |
| Record Updated | Dec 28, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,130.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 601 CHOCTAW PASS, 601, FORT WAYNE, IN 46825-2004 |
| Name | Verified Name |
|---|---|
| Address | 115 E AYCOCK ST, RALEIGH, NC 27608-2541 |
| Document Number | 0000036714 |
|---|---|
| Date | May 19, 2021 |
| Instrument | 3671/4 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.5% |
| Type Change Date | Jun 1, 2026 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 4.5% |
| Index | Other |
| Margin | 3 |
| Max Rate | 7.5% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CRAVEN NC |
| Recording Date | Aug 24, 2018 |
| Property Address | 507 HARBOR DR, NEW BERN, NC 28560-2203 |
| Document Number | 003546/527 |
| Book / Page | 3546 / 527 |
| Instrument Date | Aug 21, 2018 |
| Instrument | 000010026926 |
| Transaction Type | Transfer |
| Record Updated | Dec 28, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 601 CHOCTAW PASS, FORT WAYNE, IN 46825-2004 |
Source: Craven County assessment roll, as of October 20, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Craven County |
| Municipality | New Bern City |
| Unified School District | Craven County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,186.00 (+3.55%) | $707,090 (-) Land $172,500 Building $534,590 | $707,090 (-) Land $172,500 Building $534,590 |
| 2025 | $5,974.00 (+1.88%) | $707,090 (+1.66%) Land $172,500 Building $534,590 | $707,090 (+1.66%) Land $172,500 Building $534,590 |
| 2023 | $5,864.00 (+7.36%) | $695,520 (+34.17%) Land $172,500 Building $523,020 | $695,520 (+34.17%) Land $172,500 Building $523,020 |
| 2022 | $5,462.00 | $518,380 Land $123,250 Building $395,130 | |
| 2018 | $518,380 Land $123,250 Building $395,130 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 10.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 203 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 203 in force |
| Nearby Flood Claims | 82 (1996–2024) |
| Claims Outside the SFHA | 1 of 82 |
| Most Recent Claim | Aug 2024 · Tropical Storm Debby |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF NEW BERN serves 37,884 people · EPA ID NC0425010 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Brightspeed Fiber | 2,000 / 2,000 |
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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