401 Gray Dr, Erin, TN 37061 Property Records

Houston County property record for 401 Gray Dr, Erin, TN 37061

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,445 sqft · built 1971
Lot Size	2.16 acres (94,090 sqft)
Owner	Individual Name on Record
Last Sale	$204,900 (Feb 2022)
Deeds & Mortgages	May 2010 Mortgage Feb 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`042030D A 00100`

Property Details

APN / Parcel Number

Primary APN	`042030D A 00100`
Alternative APN	`030D A 00100`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,445 sqft Living Area
1st Floor Area	1,445 sqft
Basement Area	1,445 sqft
Unfinished Basement	1,445 sqft
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1980
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	94,090 sqft (2.16 acres)
Terrain	Rolling
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	291 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	401 GRAY DR
City	ERIN
State	TN
Zip	37061-6132
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 04, COUNTY AREA: E01
Jurisdiction	HOUSTON TN
Township / Civil Division	4
Census Block Group	1
Census Block	1043
Census Tract	120300

Owner

Source: Houston County records, as of January 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	401 GRAY DR, ERIN, TN 37061-6132
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 24, 2010	Deed of Trust, Mortgage · Conventional Mortgage HERITAGE BANK
Feb 14, 2022	Warranty Deed, Transfer · USDA Mortgage TRADITIONS FIRST BANK
Nov 9, 2016	Warranty Deed, Transfer · Conventional Mortgage FIRSTBANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 14, 2022 · Amount on Record
Deed Sale	Feb 14, 2022 · Amount on Record
Prior Sale	Nov 9, 2016 · Amount on Record
Deed Document Number	29969
Deed Book / Page	126 / 897
Record Updated	Jun 8, 2026

May 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOUSTON TN
Property Address	401 GRAY DR, ERIN, TN 37061-6132
Transaction Type	Mortgage
Record Updated	Jan 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000053/829
Date	May 24, 2010
Book Page	53/829
Instrument	12664

Lender

Name	HERITAGE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 1, 2025

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HOUSTON TN
Recording Date	Feb 14, 2022
Property Address	401 GRAY DR, ERIN, TN 37061-6132
Document Number	000126/897
Book / Page	126 / 897
Instrument Date	Jan 28, 2022
Instrument	29969
Transaction Type	Transfer
Record Updated	Jan 29, 2026
Title Company	UNKNOWN, REALTY T&E CO INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$758.13
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 GRAY DR, ERIN, TN 37061-6132

Mortgage

Document Number	0000029970
Date	Feb 14, 2022
Instrument	29970

Lender

Name	TRADITIONS FIRST BANK
Type	Bank

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2052

November 2016: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HOUSTON TN
Recording Date	Nov 9, 2016
Property Address	401 GRAY DR, ERIN, TN 37061-6132
Document Number	000089/133
Book / Page	89 / 133
Instrument Date	Nov 8, 2016
Instrument	21561
Transaction Type	Transfer
Record Updated	Jan 29, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 GRAY DR, ERIN, TN 37061-6132

Mortgage

Document Number	000089/135
Date	Nov 9, 2016
Book Page	89/135
Instrument	21562

Lender

Name	FIRSTBANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2046

Tax Assessment & Valuation

Source: Houston County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Houston County
Municipality	Erin City
Unified School District	Houston County School District (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2025	$50,200 (-) Land $5,525 Building $44,675
2023	$50,200 Land $5,525 Building $44,675
2020		$200,800 Land $22,100 Building $178,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ERIN WATER DEPARTMENT serves 8,168 people · EPA ID TN0000230
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jan 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Meriwether Lewis Connect Fiber	1,000 / 1,000
TEC Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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