131 Gray Dr, Erin, TN 37061 Property Records

Houston County property record for 131 Gray Dr, Erin, TN 37061

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,000 sqft · built 1988
Lot Size	1.28 acres (55,757 sqft)
Owner	2 Individual Names on Record
Last Sale	$2,250 (Mar 2017)
Deeds & Mortgages	May 2017 Mortgage Jun 2020 Second Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`042030D A 00117`

Property Details

APN / Parcel Number

Primary APN	`042030D A 00117`
Alternative APN	`030D A 00117`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,000 sqft Living Area
1st Floor Area	1,000 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	55,757 sqft (1.28 acres)
Lot Dimensions	113 ft deep x 300 ft wide
Terrain	Rolling
Garage Type	Finished
Garage Area	350 sqft
Driveway	Driveway
Driveway Area	1 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Deck Area	192 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	131 GRAY DR
City	ERIN
State	TN
Zip	37061-6079
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 04, COUNTY AREA: E01
Legal Subdivision	SMITH SUBDIVISION
Jurisdiction	HOUSTON TN
Township / Civil Division	4
Census Block Group	1
Census Block	1043
Census Tract	120300

Owner

Source: Houston County records, as of January 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	131 GRAY DR, ERIN, TN 37061-6079
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
May 1, 2017	Deed of Trust, Mortgage · Conventional Mortgage FORTERA CU
Jun 22, 2020	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FORTERA CREDIT UNION
Jul 14, 2005	Deed of Trust, Mortgage · Conventional Mortgage COUNTRYWIDE
Nov 12, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Mar 7, 2022	Correction Deed TITLE FAX, TITLEMAX
Mar 6, 2017	Warranty Deed, Transfer
Jul 31, 2012	Warranty Deed, Transfer · Conventional Mortgage ENVOY MORTGAGE LTD

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 6, 2017 · Amount on Record
Deed Sale	Mar 6, 2017 · Amount on Record
Prior Sale	Jul 31, 2012 · Amount on Record
Deed Document Number	201722006
Deed Book / Page	90 / 862
Last Transfer Date	Sep 24, 2021
Transfer Doc	000124/466
Record Updated	Jun 8, 2026

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOUSTON TN
Property Address	131 GRAY DR, ERIN, TN 37061-6079
Transaction Type	Mortgage
Record Updated	Jan 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000091/681
Date	May 1, 2017
Book Page	91/681
Instrument	22203

Lender

Name	FORTERA CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	96 Months
Due	May 1, 2025

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOUSTON TN
Property Address	131 GRAY DR, ERIN, TN 37061-6079
Transaction Type	Mortgage
Record Updated	Jan 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	000111/407
Date	Jun 22, 2020
Book Page	111/407
Instrument	26836

Lender

Name	FORTERA CREDIT UNION
Type	Non-Lending Institution
Address	CLARKSVILLE, TN 37040

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	122 Months
Due	Aug 1, 2030

July 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOUSTON TN
Property Address	131 GRAY DR, ERIN, TN 37061-6079
Transaction Type	Mortgage
Record Updated	Jan 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000018/810
Date	Jul 14, 2005
Book Page	18/810
Instrument	4260

Lender

Name	COUNTRYWIDE
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2035

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HOUSTON TN
Recording Date	Nov 12, 2021
Property Address	131 GRAY DR, ERIN, TN 37061-6079
Document Number	000124/466
Book / Page	124 / 466
Instrument Date	Sep 24, 2021
Instrument	29497
Transaction Type	Transfer
Record Updated	Jan 29, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	131 GRAY DR, ERIN, TN 37061-6079

Mortgage

Document Number	0000029498
Date	Nov 12, 2021
Instrument	29498

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Oct 1, 2051

March 2022: Correction Deed

Document Type	Correction Deed
Jurisdiction	HOUSTON TN
Recording Date	Mar 7, 2022
Property Address	131 GRAY DR, ERIN, TN 37061-6079
Document Number	000127/539
Book / Page	127 / 539
Instrument Date	Aug 16, 2021
Instrument	30098
Record Updated	Jan 29, 2026
Title Company	TITLE FAX, TITLEMAX

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	131 GRAY DR, ERIN, TN 37061-6079

Transferred To (Grantee/Buyer)

Name	Verified Name

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HOUSTON TN
Recording Date	Mar 6, 2017
Property Address	131 GRAY DR, ERIN, TN 37061-6079
Document Number	000090/862
Book / Page	90 / 862
Instrument Date	Mar 6, 2017
Instrument	22006
Transaction Type	Transfer
Record Updated	Jan 29, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Partial Interest

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	131 GRAY DR, ERIN, TN 37061-6079

July 2012: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HOUSTON TN
Recording Date	Jul 31, 2012
Property Address	131 GRAY DR, ERIN, TN 37061-6079
Document Number	000065/194
Book / Page	65 / 194
Instrument Date	Jul 17, 2012
Instrument	15665
Transaction Type	Transfer
Record Updated	Jan 29, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	131 GRAY DR, ERIN, TN 37061-6079

Mortgage

Document Number	000065/196
Date	Jul 31, 2012
Book Page	65/196
Instrument	15666

Lender

Name	ENVOY MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2042

Tax Assessment & Valuation

Source: Houston County assessment roll, as of January 29, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Houston County
Municipality	Erin City
Unified School District	Houston County School District (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2025	$36,675 (-) Land $3,125 Building $33,550
2023	$36,675 Land $3,125 Building $33,550
2020		$146,700 Land $12,500 Building $134,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ERIN WATER DEPARTMENT serves 8,168 people · EPA ID TN0000230
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jan 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Meriwether Lewis Connect Fiber	1,000 / 1,000
TEC Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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