401 Gerona Rd, Saint Augustine, FL 32086 Property Records

St. Johns County property record for 401 Gerona Rd, Saint Augustine, FL 32086 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,296 sqft · built 1975
Lot Size	0.24 acres (10,454 sqft)
Owner	Individual Name on File
Last Sale	$245,000 (Apr 2021)
Tax Bill	$3,811 (2025)
Deeds & Mortgages	Apr 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`231040-0000`

Property Details

APN / Parcel Number

Primary APN	`231040-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,296 sqft Living Area
Gross Area	1,846 sqft
1st Floor Area	1,296 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1990
Exterior Material	Concrete
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,454 sqft (0.24 acres)
Lot Width	107 ft Width
Garage Type	Attached
Garage Area	390 sqft
Parking Spaces	1 Parking Space
Porch	Finished Screened Porch
Porch Area	244 sqft
Patio Area	309 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	401 GERONA RD
City	SAINT AUGUSTINE
State	FL
Zip	32086-6111
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	8-40 ST AUG SOUTH UT 7 LOTS 2053 2054 & W1/2 OF LOT 2055 OR5231/825
Legal Range	30E
Legal Township	07S
Legal Section	31
Legal Subdivision	ST. AUGUSTINE SOUTH UNIT 7
Legal Block	7
Legal Lot Number	2053
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	2
Census Block	2014
Census Tract	21302

Owner

Source: St. Johns County records · APN 231040-0000

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	401 GERONA RD, SAINT AUGUSTINE, FL 32086-6111
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 07, 2021 · Amount on Record
Deed Sale	Apr 07, 2021 · Amount on Record
Prior Sale	Feb 25, 2009 · Amount on Record
Deed Document Number	202138800
Deed Book / Page	5231 / 825
Prior Transfer Date	Feb 13, 2009
Prior Transfer Doc	0031670631
Record Updated	Jun 08, 2026

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Apr 07, 2021
Property Address	401 GERONA RD, SAINT AUGUSTINE, FL 32086-6111
Document Number	0052310825
Book / Page	5231 / 825
Map Reference	MB 8 PG 40
Instrument Date	Apr 02, 2021
Instrument	2021038800
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	LAND TITLE/AMERICA INC, LAND TITLE OF AMERICA INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,715.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10065 LIGHT AVE, 10065, HASTINGS, FL 32145-9199

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 GERONA RD, ST AUGUSTINE, FL 32086-6111

Mortgage

Document Number	5231827
Date	Apr 07, 2021
Instrument	5231/827

Lender

Name	BANK OF ENGLAND
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2051

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$292,982 (-0.21%) Land $140,277 Building $152,705	$292,982 (-0.21%) Land $140,277 Building $152,705
2025	$3,811.00 (+11.17%) Homeowner's exemption	$293,605 (-0.5%)	$293,605 (-0.5%) Land $143,166 Building $150,439
2024	$3,428.00 (-14.41%)
2023	$4,005.00 (+10.03%)	$295,073 (+12.62%)	$295,073 (+12.62%) Land $143,166 Building $151,907
2022	$3,640.00	$262,009	$262,009 Land $95,872 Building $166,137

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090213022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 69 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	69 in force 66 of 69 on primary residences
Nearby Flood Claims	18 (1992–2023)
Claims Outside the SFHA	18 of 18
Most Recent Claim	Oct 2023, rainfall accumulation
Flood Events	Hurricane Ian (Oct 2022), 2 claims Hurricane Matthew (Oct 2016), 3 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.