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107 Gerona Rd, Saint Augustine, FL 32086 Property Records

St. Johns County property record for 107 Gerona Rd, Saint Augustine, FL 32086 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,600 sqft · built 2006
Lot Size0.18 acres (7,840 sqft)
Owner2 Individual Names on File
Last Sale$235,000 (Feb 2019)
Tax Bill$2,293 (2025)
Deeds & MortgagesFeb 2021 Mortgage
Feb 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN231700-2222

Property Details

APN / Parcel Number

Primary APN231700-2222

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Stories1 Story
Building Area1,600 sqft Living Area
Gross Area2,060 sqft
1st Floor Area1,600 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Exterior MaterialStucco
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area7,840 sqft (0.18 acres)
Lot Width80 ft Width
Garage TypeAttached
Garage Area460 sqft
Parking Spaces2 Parking Spaces
PorchFinished/Open Porch
Porch Area318 sqft
Patio Area255 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address107 GERONA RD
CitySAINT AUGUSTINE
StateFL
Zip32086-6105
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description8-41 ST AUG SOUTH UT 8 LOTS 2222 & 2223 OR4675/1925
Legal Range30E
Legal Township07S
Legal Section31
Legal SubdivisionST. AUGUSTINE SOUTH UNIT 8
Legal Block8
Legal Lot Number2222&
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group2
Census Block2009
Census Tract21302

Owner

Source: St. Johns County records · APN 231700-2222

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address107 GERONA RD, SAINT AUGUSTINE, FL 32086-6105
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 08, 2021Deed of Trust, Mortgage · Conventional Mortgage
VYSTAR CU
Feb 04, 2019Warranty Deed, Transfer · Conventional Mortgage
BAYWAY MORTGAGE GROUP

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 04, 2019 · Amount on Record
Deed SaleFeb 04, 2019 · Amount on Record
Prior SaleMar 21, 2006 · Amount on Record
Deed Document Number20197811
Deed Book / Page4675 / 1925
Record UpdatedJun 08, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address107 GERONA RD, SAINT AUGUSTINE, FL 32086-6105
Transaction TypeMortgage
Record UpdatedMay 23, 2023
Title CompanyNATIONALLINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address107 GERONA RD, SAINT AUGUSTINE, FL 32086-6105

Mortgage

Document Number0051741514
DateFeb 08, 2021
Book Page5174/1514
Instrument2021014437
Lender
NameVYSTAR CU
TypeCredit Union
AddressJACKSONVILLE, FL 32202
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueFeb 01, 2041

February 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateFeb 04, 2019
Property Address107 GERONA RD, SAINT AUGUSTINE, FL 32086-6105
Document Number0046751925
Book / Page4675 / 1925
Map ReferenceMB 8 PG 38-41
Instrument DateJan 25, 2019
Instrument2019007811
Transaction TypeTransfer
Record UpdatedAug 31, 2021
Title CompanyWATSON TITLE SERVICES OF NOR

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,645.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5587 PELICAN WAY, 5587, SAINT AUGUSTINE, FL 32080-7051

Transferred To (Grantee/Buyer)

NameVerified Name
Address107 GERONA RD, SAINT AUGUSTINE, FL 32086-6105

Mortgage

Document Number2019007812
DateFeb 04, 2019
Instrument2019007812
Lender
NameBAYWAY MORTGAGE GROUP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 01, 2049

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$187,385 (+2.7%)$367,255 (+0.64%) Land $104,880 Building $262,375
2025$2,293.00 (+14.25%) Homeowner's exemption$182,459 (+2.9%)$364,929 (+3.25%) Land $107,040 Building $257,889
2024$2,007.00 (+2.24%) Homeowner's exemption$177,317 (+3%)$353,444 (-1.68%) Land $107,040 Building $246,404
2023$1,963.00 (+3.59%) Homeowner's exemption$172,152 (+3%)$359,472 (+3.27%) Land $107,040 Building $252,432
2022$1,895.00 Homeowner's exemption$167,138$348,087 Land $71,680 Building $276,407

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090213022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 69 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies69 in force
Nearby Flood Claims18 (1992–2023)
Claims Outside the SFHA18 of 18
Most Recent ClaimOct 2023, rainfall accumulation
Claims By Storm
  • Hurricane Ian, Oct 2022 · 2 claims
  • Hurricane Matthew, Oct 2016 · 3 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 399 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
XfinityCable2,000 / 250
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
AT&TDSL100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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