401 Garfield Ave, New Lenox, IL 60451 Property Records

Will County property record for 401 Garfield Ave, New Lenox, IL 60451

Property Summary

Property Type	Single Family Home
Lot Size	2.31 acres (100,624 sqft)
Owner	Individual Name on File
Last Sale	$390,000 (Nov 2015)
Tax Bill	$13,219 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit Jan 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15-08-13-300-020`

Property Details

APN / Parcel Number

Primary APN	`15-08-13-300-020`
Alternative APN	`08133000200000`

Exterior

Lot Area	100,624 sqft (2.31 acres)

Location & Zoning

Street Address	401 GARFIELD AVE
City	NEW LENOX
State	IL
Zip	60451-9728
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THE N1/2 OF THAT PRT OF THE SW1/4 OF SEC 13 AND THE NW1/4 OF SEC 24, T35N-R11E DAF: BEG AT THE SE COR OF THE SW1/4 OF SEC 13;
Legal Range	11E
Legal Township	35N
Legal Section	24
Jurisdiction	WILL IL
Township / Civil Division	NEW LENOX
Census Block Group	2
Census Block	2002
Census Tract	881116

Owner

401 Garfield Ave is owned and occupied by an individual who bought it in November 2015.

Source: Will County records, as of August 24, 2026

Owner of Record	Individual Name on File
Mailing Address	401 GARFIELD AVE, NEW LENOX, IL 60451-9728
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2025	Deed of Trust, Mortgage · Line of Credit GUARANTEED RATE INC
Jan 20, 2021	Deed of Trust, Mortgage · Line of Credit NUMARK CU
Apr 16, 2020	Deed of Trust, Mortgage · Line of Credit GUARANTEED RATE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 23, 2015 · Amount on File
Deed Sale	Nov 23, 2015 · Amount on File
Deed Document Number	2015101389
Prior Transfer Date	Aug 1, 2002
Prior Transfer Doc	0000138957
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	401 GARFIELD AVE, NEW LENOX, IL 60451-9728
Transaction Type	Mortgage
Record Updated	Jan 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000073047
Date	Dec 29, 2025
Instrument	R2025073047

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Dec 28, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	401 GARFIELD AVE, NEW LENOX, IL 60451-9728
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007250
Date	Jan 20, 2021
Instrument	R2021007250

Lender

Name	NUMARK CU
Type	Credit Union
Address	NEW LENOX, IL 60451

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	30 Months
Due	Jul 19, 2023

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	401 GARFIELD AVE, NEW LENOX, IL 60451-9728
Document Number	0000030702
Instrument Date	Apr 16, 2020
Transaction Type	Mortgage
Record Updated	May 11, 2020
Title Company	RAVENSWOOD TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	401 GARFIELD AVE NEW LENOX IL 604519728, NEW LENOX, IL 60451-9728

Mortgage

Document Number	0000030702
Date	Apr 24, 2020
Instrument	30702

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Apr 23, 2035

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 401 Garfield Ave was $13,219.

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Will County
County Subdivision	New Lenox Township
Secondary School District	Lincoln Way Community High School District 210 (09 - 12)
Elementary School District	New Lenox School District 122 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,219.00	$180,863 (+6.9%) Land $49,245 Building $131,618	$542,589 (+6.9%) Land $147,735 Building $394,854
2024		$169,189 Land $46,066 Building $123,123	$507,567 Land $138,198 Building $369,369
2022	$11,447.00 Homeowner's exemption	$142,081 Land $38,685 Building $103,396	$426,243 Land $116,055 Building $310,188

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 401 Garfield Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2013 · Severe Storms, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 401 Garfield Ave is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 61% of Illinois
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Bertram Communications.

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