320 Garfield Ave, New Lenox, IL 60451 Property Records

Will County property record for 320 Garfield Ave, New Lenox, IL 60451

Property Summary

Property Type	Single Family Home
Lot Size	0.62 acres (27,091 sqft)
Owner	Individual Name on File
Last Sale	$415,000 (Mar 2026)
Tax Bill	$9,113 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit May 2026 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15-08-24-200-034`

Property Details

APN / Parcel Number

Primary APN	`15-08-24-200-034`
Alternative APN	`08242000340000`

Exterior

Lot Area	27,091 sqft (0.62 acres)

Location & Zoning

Street Address	320 GARFIELD AVE
City	NEW LENOX
State	IL
Zip	60451-9747
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THAT PRT OF LOT 41, IN BLK 1, IN ARTHUR T MCINTOSH CO LINCOLNWOOD, IN THE SE1/4 OF SEC. 13, WHICH LIES S OF THE CNTRLN OF HI
Legal Subdivision	ARTHUR T MCINTOSH & COMPANYS
Legal Block	1
Legal Lot Number	41
Jurisdiction	WILL IL
Township / Civil Division	NEW LENOX
Census Block Group	2
Census Block	2002
Census Tract	881116

Owner

320 Garfield Ave is owned by an individual who bought it in March 2026.

Source: Will County records, as of September 24, 2026

Owner of Record	Individual Name on File
Mailing Address	8600 W 169TH ST, ORLAND PARK, IL 60462-5728
Owner Type	Individual
Vesting	Single Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2026	Deed of Trust, Mortgage · Line of Credit UNION CREDIT UNION
May 18, 2026	Deed of Trust, Mortgage · Line of Credit UNION CREDIT UNION
Mar 30, 2026	Deed, Transfer · Conventional Mortgage WINTRUST MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 30, 2026 · Amount on File
Deed Sale	Mar 30, 2026 · Amount on File
Prior Sale	Sep 28, 1990 · Amount on File
Deed Document Number	202618225
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Recording Date	Sep 11, 2026
Property Address	320 GARFIELD AVE, NEW LENOX, IL 60451-9747
Document Number	0000056893
Instrument Date	Sep 3, 2026
Instrument	202656893
Transaction Type	Mortgage
Record Updated	Sep 24, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 GARFIELD AVE, NEW LENOX, IL 60451-9747

Mortgage

Document Number	0000056893,
Date	Sep 11, 2026
Instrument	202656893

Lender

Name	UNION CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Sep 11, 2041

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Recording Date	May 18, 2026
Property Address	320 GARFIELD AVE, NEW LENOX, IL 60451-9747
Document Number	0000029191
Instrument Date	May 12, 2026
Instrument	202629191
Transaction Type	Mortgage
Record Updated	Jul 16, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 GARFIELD AVE, NEW LENOX, IL 60451-9747

Mortgage

Document Number	0000029191,
Date	May 18, 2026
Instrument	202629191

Lender

Name	UNION CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	May 18, 2041

Interest

Rate Type	Adjustable Rate
Rate	5.65%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

March 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	WILL IL
Recording Date	Mar 30, 2026
Property Address	320 GARFIELD AVE, NEW LENOX, IL 60451-9747
Document Number	0000018225
Map Reference	DOC 671404
Instrument Date	Mar 23, 2026
Instrument	R2026018225
Transaction Type	Transfer
Record Updated	Apr 10, 2026
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE LAND TRUST CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$415.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 GARFIELD AVE, NEW LENOX, IL 60451-9747

Mortgage

Document Number	0000018226
Date	Mar 30, 2026
Instrument	R2026018226

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.37%

Tax Assessment & Valuation

The 2025 property tax bill for 320 Garfield Ave was $9,113, up 119.9% from the year before.

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Will County
County Subdivision	New Lenox Township
Secondary School District	Lincoln Way Community High School District 210 (09 - 12)
Elementary School District	New Lenox School District 122 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,113.00 (+119.91%)	$135,170 (+6.9%) Land $32,933 Building $102,237	$405,510 (+6.9%) Land $98,799 Building $306,711
2024	$4,144.00	$126,445 Land $30,807 Building $95,638	$379,335 Land $92,421 Building $286,914
2022	$4,849.00 Homeowner's exemption Senior Citizen's exemption	$106,185 Land $25,871 Building $80,314	$318,555 Land $77,613 Building $240,942

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 320 Garfield Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2013 · Severe Storms, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 320 Garfield Ave is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 61% of Illinois
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Bertram Communications.

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