Okaloosa County property record for 396 Evans Rd, Niceville, FL 32578
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,329 sqft · built 2006 |
| Lot Size | 0.253 acres (11,027 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $500,000 (Nov 2021) |
| Tax Bill | $5,157 (2025) |
| Deeds & Mortgages | May 2026 Mortgage Feb 2026 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-594-7135-9 |
| Primary APN | C56-000-594-7135-9 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,329 sqft Living Area |
| Gross Area | 3,309 sqft |
| 1st Floor Area | 2,329 sqft |
| Flooring | Wood |
| Interior Walls | Custom/Decorative |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Brick |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Wood |
| Lot Area | 11,027 sqft (0.253 acres) |
| Lot Width | 80 ft Width |
| Garage Type | Attached |
| Garage Area | 529 sqft |
| Porch | Florida Room |
| Porch Area | 451 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 396 EVANS RD |
|---|---|
| City | NICEVILLE |
| State | FL |
| Zip | 32578-4534 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TOWER ACRES S/D LOT 8 BLK C |
| Legal Range | 22W |
| Legal Township | 01S |
| Legal Section | 15 |
| Legal Subdivision | TOWER ACRES S/D |
| Legal Block | C |
| Legal Lot Number | 8 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | NICEVILLE-VALPARAISO |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 21002 |
Source: Okaloosa County records, as of May 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 396 EVANS RD, NICEVILLE, FL 32578-4534 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 8, 2026 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORPORATION |
| Feb 2, 2026 | Intrafamily Transfer, Transfer |
| Nov 17, 2021 | Warranty Deed, Transfer · VA Mortgage PACIFIC SUN MORTGAGE |
| Nov 5, 2018 | Warranty Deed, Transfer · FHA Mortgage PRIMELENDING |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 17, 2021 · Amount on Record |
| Deed Sale | Nov 17, 2021 · Amount on Record |
| Prior Sale | Nov 5, 2018 · Amount on Record |
| Deed Document Number | 20213506033 |
| Deed Book / Page | 3587 / 3519 |
| Last Transfer Date | Jan 23, 2026 |
| Transfer Doc | 0003796535 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | May 8, 2026 |
| Property Address | 396 EVANS RD, NICEVILLE, FL 32578-4534 |
| Document Number | 0003815665 |
| Instrument Date | Apr 28, 2026 |
| Instrument | 20263815665 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | FREEDOM MORTGAGE CORPORATION |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 396 EVANS RD, NICEVILLE, FL 32578-4534 |
| Document Number | 0003815665, |
|---|---|
| Date | May 8, 2026 |
| Instrument | 20263815665 |
| Name | FREEDOM MORTGAGE CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 307 Months |
| Due | Dec 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.46% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Feb 2, 2026 |
| Property Address | 396 EVANS RD, NICEVILLE, FL 32578-4534 |
| Document Number | 0003796535 |
| Map Reference | MB 4 PG 60 |
| Instrument Date | Jan 23, 2026 |
| Instrument | 3796535 |
| Transaction Type | Transfer |
| Record Updated | Feb 25, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1010 PALM BLVD S, NICEVILLE, FL 32578-2632 |
| Name | Verified Name |
|---|---|
| Address | 396 EVANS RD, NICEVILLE, FL 32578-4534 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Nov 17, 2021 |
| Property Address | 396 EVANS RD, NICEVILLE, FL 32578-4534 |
| Document Number | 0035873519 |
| Book / Page | 3587 / 3519 |
| Map Reference | MB 4 PG 60 |
| Instrument Date | Nov 15, 2021 |
| Instrument | 3506033 |
| Transaction Type | Transfer |
| Record Updated | Dec 3, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,500.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5918 ROCKY BROOK DR, 5918, KINGWOOD, TX 77345-2452 |
| Name | Verified Name |
|---|---|
| Address | 396 EVANS RD, NICEVILLE, FL 32578-4534 |
| Document Number | 35873521 |
|---|---|
| Date | Nov 17, 2021 |
| Instrument | 3587/3521 |
| Name | PACIFIC SUN MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Nov 5, 2018 |
| Property Address | 396 EVANS RD, NICEVILLE, FL 32578-4534 |
| Document Number | 0033734788 |
| Book / Page | 003373 / 004788 |
| Instrument Date | Oct 31, 2018 |
| Instrument | 3241910 |
| Transaction Type | Transfer |
| Record Updated | Nov 21, 2018 |
| Title Company | NATIONWIDE TITLE CLEARING INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,729.30 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 396 EVANS RD NICEVILLE FL 325784534, NICEVILLE, FL 32578-4534 |
| Document Number | 33734790 |
|---|---|
| Date | Nov 5, 2018 |
| Book Page | 003373/004790 |
| Instrument | 3241911 |
| Name | PRIMELENDING |
|---|---|
| Address | DALLAS, TX 75252 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 4, 2048 |
Source: Okaloosa County assessment roll, as of December 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,157.00 (+5.07%) Homeowner's exemption Veteran's exemption | $481,595 (+5.62%) Land $64,350 Building $417,245 | $481,595 (+2.25%) Land $64,350 Building $417,245 |
| 2023 | $4,908.00 (+2.4%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $455,970 (+3%) | $470,991 (+6.39%) Land $54,316 Building $416,675 |
| 2022 | $4,793.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $442,689 Land $51,729 Building $390,960 | $442,689 Land $51,729 Building $390,960 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 218 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 278 units insured incl. 60 condo units |
| Nearby Flood Claims | 89 (1994–2020) |
| Claims Outside the SFHA | 20 of 89 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · lower than 82% of Florida |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OKALOOSA COUNTY BLUEWATER BAY-RAINTREE serves 17,592 people · EPA ID FL1460775 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2023 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 360 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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