401 Eureka St, Waterloo, IA 50702 Property Records

Black Hawk County property record for 401 Eureka St, Waterloo, IA 50702 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details5 bd · 3.5 ba · 1,426 sqft · built 2016
Lot Size0.229 acres (9,956 sqft)
Owner2 Individual Names on File
Last Sale$180,000 (Nov 2021)
Tax Bill$3,922 (2025)
Deeds & MortgagesNov 2020 Sale & Mortgage
Jan 2019 Sale
Flood ZoneZone X (minimal risk)
APN8913-35-138-018

Property Details

APN / Parcel Number

Primary APN8913-35-138-018

Interior

Bedrooms5 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms10 Rooms
Stories1 Story
Building Area1,426 sqft Living Area
1st Floor Area1,426 sqft
Basement Area1,426 sqft
Finished Basement925 sqft
Unfinished Basement1,426 sqft
Game RoomGame Room
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2016
Effective Year BuiltEffective 2016
Exterior MaterialVinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsbestos
Lot Area9,956 sqft (0.229 acres)
Lot Dimensions76 ft deep x 131 ft wide
Garage TypeAttached
Garage Area550 sqft
Parking Spaces2 Parking Spaces
Deck Area126 sqft
Patio Area161 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address401 EUREKA ST
CityWATERLOO
StateIA
Zip50702-3801
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBALTIMORE FIELD 1ST ADDITION LOT 1
Legal Range13W
Legal Township89N
Legal Section35
Legal SubdivisionBALTIMORE FIELD 1ST ADDITION
Legal Lot Number1
JurisdictionBLACK HAWK IA
Township / Civil DivisionWATERLOO
Census Block Group1
Census Block1019
Census Tract1100

Owner

Source: Black Hawk County records · APN 8913-35-138-018

Assessment roll updated October 17, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address401 EUREKA ST, WATERLOO, IA 50702-3801
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 04, 2020Warranty Deed, Transfer · Conventional Mortgage
COLLINS COMMUNITY CU
Jan 29, 2019Corporation Deed, Transfer

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 04, 2021 · Amount on Record
Deed SaleNov 04, 2021 · Amount on Record
Prior SaleNov 04, 2020 · Amount on Record
Deed Document Number20219783
Record UpdatedSep 20, 2026

November 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBLACK HAWK IA
Recording DateNov 04, 2020
Property Address401 EUREKA ST, WATERLOO, IA 50702-3801
Document Number202100009783
Instrument DateNov 03, 2020
Instrument202100009783
Transaction TypeTransfer
Record UpdatedFeb 10, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$287.20
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address401 EUREKA ST, WASHBURN, IA 50702-3801

Mortgage

Document Number202100009784
DateNov 04, 2020
Instrument202100009784
Lender
NameCOLLINS COMMUNITY CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2050

January 2019: Corporation Deed, Transfer

Document TypeCorporation Deed
JurisdictionBLACK HAWK IA
Recording DateJan 29, 2019
Property Address401 EUREKA ST, WATERLOO, IA 50702-3801
Document Number201900011604
Instrument DateJan 24, 2019
Instrument201900011604
Transaction TypeTransfer
Record UpdatedFeb 10, 2022

Transaction

AmountAmount Recorded
Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address401 EUREKA ST, WATERLOO, IA 50702-3801

Tax Assessment & Valuation

Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateIowa
CountyBlack Hawk County
MunicipalityWaterloo City
Unified School DistrictWaterloo Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,922.00 Homeowner's exemption$238,260 (+24.72%) Land $34,900 Building $203,360$238,260 (+24.72%) Land $34,900 Building $203,360
2024$3,922.00 (-1.85%)
2023$191,030 (+0.13%) Land $27,140 Building $163,890$191,030 (+0.13%) Land $27,140 Building $163,890
2022$3,996.00 Homeowner's exemption$190,790 Land $27,140 Building $163,650
2021$190,790 Land $27,140 Building $163,650

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 190130011001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Claims1 (2010)
Claims Outside the SFHA1 of 1
Most Recent ClaimJul 2010, other causes, Severe Storms, Flooding, And Tornadoes

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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