Black Hawk County property record for 400 Eureka St, Waterloo, IA 50702
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,408 sqft · built 1952 |
| Lot Size | 0.192 acres (8,370 sqft) |
| Owner | Individual Name on File |
| Last Sale | $166,000 (Mar 2023) |
| Tax Bill | $3,802 (2025) |
| Deeds & Mortgages | Mar 2023 Sale & Mortgage Sep 2019 Refinance + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 8913-35-176-001 |
| Primary APN | 8913-35-176-001 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,408 sqft Living Area |
| 1st Floor Area | 1,408 sqft |
| Basement Area | 1,408 sqft |
| Unfinished Basement | 1,408 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1952 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 8,370 sqft (0.192 acres) |
| Lot Dimensions | 62 ft deep x 135 ft wide |
| Garage Type | Attached |
| Garage Area | 352 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | 288 sqft |
| Patio Area | 156 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 400 EUREKA ST |
|---|---|
| City | WATERLOO |
| State | IA |
| Zip | 50702-3826 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MILLER PARK ADDITION LOT 9 BLK 5 |
| Legal Range | 13W |
| Legal Township | 89N |
| Legal Section | 35 |
| Legal Subdivision | MILLER PARK ADDITION |
| Legal Block | 5 |
| Legal Lot Number | 9 |
| Jurisdiction | BLACK HAWK IA |
| Township / Civil Division | WATERLOO |
| Census Block Group | 1 |
| Census Block | 1035 |
| Census Tract | 1100 |
Source: Black Hawk County records · APN 8913-35-176-001
Assessment roll updated October 17, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 400 EUREKA ST, WATERLOO, IA 50702-3826 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 20, 2023 | Warranty Deed, Transfer · Conventional Mortgage VERIDIAN CU |
| Sep 09, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance COLLINS COMMUNITY CREDIT UNION |
| Jan 24, 2020 | Deed of Trust, Mortgage · ARM GREENSTATE CREDIT UNION |
| Jan 24, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance GREENSTATE CREDIT UNION |
| Apr 26, 2021 | Warranty Deed, Transfer · Conventional Mortgage VERIDIAN CU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 20, 2023 · Amount on Record |
| Deed Sale | Mar 20, 2023 · Amount on Record |
| Prior Sale | Apr 26, 2021 · Amount on Record |
| Deed Document Number | 202312672 |
| Prior Transfer Date | Jan 14, 2020 |
| Prior Transfer Doc | 0000013095 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Recording Date | Mar 20, 2023 |
| Property Address | 400 EUREKA ST, WATERLOO, IA 50702-3826 |
| Document Number | 202300012672 |
| Instrument Date | Mar 10, 2023 |
| Instrument | 202300012672 |
| Transaction Type | Transfer |
| Record Updated | Apr 03, 2023 |
| Title Company | TITLE SERVICES CORPORATION |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $264.80 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 400 EUREKA ST, WATERLOO, IA 50702-3826 |
| Document Number | 202300012673 |
|---|---|
| Date | Mar 20, 2023 |
| Instrument | 202300012673 |
| Name | VERIDIAN CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 400 EUREKA ST, WATERLOO, IA 50702-3826 |
| Transaction Type | Mortgage |
| Record Updated | Aug 09, 2022 |
| Name | Verified Name |
|---|
| Document Number | 202000004445 |
|---|---|
| Date | Sep 09, 2019 |
| Instrument | 202000004445 |
| Name | COLLINS COMMUNITY CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 400 EUREKA ST, WATERLOO, IA 50702-3826 |
| Transaction Type | Mortgage |
| Record Updated | Aug 09, 2022 |
| Name | Verified Name |
|---|
| Document Number | 202000013097 |
|---|---|
| Date | Jan 24, 2020 |
| Instrument | 202000013097 |
| Name | GREENSTATE CREDIT UNION |
|---|
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.5% |
| Type Change Date | Feb 05, 2030 |
| Index | 1-Year CMT |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 400 EUREKA ST, WATERLOO, IA 50702-3826 |
| Transaction Type | Mortgage |
| Record Updated | Aug 09, 2022 |
| Name | Verified Name |
|---|
| Document Number | 202000013098 |
|---|---|
| Date | Jan 24, 2020 |
| Instrument | 202000013098 |
| Name | GREENSTATE CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Feb 01, 2030 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Recording Date | Apr 26, 2021 |
| Property Address | 400 EUREKA ST, WATERLOO, IA 50702-3826 |
| Document Number | 202100022486 |
| Instrument Date | Apr 17, 2021 |
| Instrument | 202100022486 |
| Transaction Type | Transfer |
| Record Updated | Aug 09, 2022 |
| Title Company | TITLE SERVICES GROUP, TITLE SERVICES CORP |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $244.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 400 EUREKA ST, WATERLOO, IA 50702-3826 |
| Document Number | 202100022487 |
|---|---|
| Date | Apr 26, 2021 |
| Instrument | 202100022487 |
| Name | VERIDIAN CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2051 |
Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,802.00 Homeowner's exemption | $183,220 (-0.07%) Land $24,190 Building $159,030 | $183,220 (-0.07%) Land $24,190 Building $159,030 |
| 2024 | $3,802.00 (+31.65%) | ||
| 2023 | $183,340 (+30.65%) Land $24,190 Building $159,150 | $183,340 (+30.65%) Land $24,190 Building $159,150 | |
| 2022 | $2,888.00 Homeowner's exemption | $140,330 Land $24,190 Building $116,140 | |
| 2021 | $140,330 Land $24,190 Building $116,140 |
Source: FEMA National Flood Hazard Layer as of September 27, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2010) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2010 · Severe Storms, Flooding, And Tornadoes |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Waterloo Telecommunications Utility Fiber | 10,000 / 10,000 |
| Metronet Holdings Fiber | 5,120 / 5,120 |
| Mediacom Communications Cable · Fiber in parts of the area | 1,000 / 50 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: AMG Technology Investment Group, LTD Broadband, T-Mobile USA, Verizon.
Based on FCC filings for 541 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | WATERLOO WATER WORKS serves 69,504 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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