Chester County property record for 322 Emerald Ct, Spring City, PA 19475
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 3,690 sqft · built 2022 |
| Lot Size | 0.392 acres (17,057 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $827,855 (Aug 2022) |
| Tax Bill | $1,548 (2026) |
| Deeds & Mortgages | Aug 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-5-514 |
| Primary APN | 21-5-514 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 3,690 sqft Living Area |
| Gross Area | 4,110 sqft |
| Basement Area | 420 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 17,057 sqft (0.392 acres) |
| View / Lot | Neighborhood |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 322 EMERALD CT |
|---|---|
| City | SPRING CITY |
| State | PA |
| Zip | 19475-1571 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | LOT 29 & DWG |
| Legal Subdivision | AS SHOWN ON OVERALL PLAN |
| Legal Lot Number | 29 |
| Jurisdiction | CHESTER PA |
| Township / Civil Division | EAST VINCENT |
| Census Block Group | 5 |
| Census Block | 5009 |
| Census Tract | 311000 |
Source: Chester County records · APN 21-5-514
Assessment roll updated May 28, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 322 EMERALD CT, SPRING CITY, PA 19475-1571 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 16, 2022 · Amount on Record |
| Deed Sale | Aug 16, 2022 · Amount on Record |
| Deed Document Number | 202211940646 |
| Deed Book / Page | 10930 / 718 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHESTER PA |
| Recording Date | Aug 16, 2022 |
| Property Address | 322 EMERALD CT, SPRING CITY, PA 19475-1571 |
| Document Number | 0109300718 |
| Book / Page | 10930 / 718 |
| Map Reference | MB 10551 PG 170 |
| Instrument Date | Jul 12, 2022 |
| Instrument | 11940646 |
| Transaction Type | Transfer |
| Record Updated | Jun 06, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $8,278.55 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 322 EMERALD CT, SPRING CITY, PA 19475-1571 |
| Document Number | 0011940647 |
|---|---|
| Date | Aug 16, 2022 |
| Instrument | 11940647 |
| Name | DIGITAL FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.62% |
| Type Change Date | Aug 01, 2029 |
| Change Frequency | Annually |
| Min Rate At Change | 2% |
| Max Rate At Change | 8.62% |
| Index | 1-Year CMT |
| Margin | 2 |
| Max Rate | 8.62% |
Source: Chester County records · Assessment roll updated May 28, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Chester County |
| County Subdivision | East Vincent Township |
| Unified School District | Owen J. Roberts School District (KG - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,548.00 (-89.41%) | $355,840 (-) Land $48,550 Building $307,290 | $355,840 (-) Land $48,550 Building $307,290 |
| 2024 | $14,616.00 | $355,840 Land $48,550 Building $307,290 | |
| 1998 | $355,840 Land $48,550 Building $307,290 |
Source: FEMA National Flood Hazard Layer as of October 2, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
Based on FCC filings for 118 locations within half a mile of this property.
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